7968 Windgate Ct, Sacramento, CA 95828 Property Records

Sacramento County property record for 7968 Windgate Ct, Sacramento, CA 95828

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,714 sqft · built 2003
Lot Size	0.167 acres (7,252 sqft)
Owner	2 Trust Names on File
Last Sale	$229,000 (Jul 2003)
Tax Bill	$4,116 (2025)
Deeds & Mortgages	Mar 2026 Transfer Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`115-1740-027-0000`

Property Details

APN / Parcel Number

Primary APN	`115-1740-027-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,714 sqft Living Area
1st Floor Area	1,714 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	7,252 sqft (0.167 acres)
Garage Area	423 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7968 WINDGATE CT
City	SACRAMENTO
State	CA
Zip	95828-6952
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	WINDGATE SUBDIVISION, LOT 27
Legal Subdivision	WINDGATE SUBDIVISION
Legal Lot Number	27
Jurisdiction	SACRAMENTO CA
Township / Civil Division	ELK GROVE
Census Block Group	1
Census Block	1018
Census Tract	9319

Owner

7968 Windgate Ct is owner-occupied and held in a trust since June 2012.

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	7968 WINDGATE CT, SACRAMENTO, CA 95828-6952
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Intrafamily Transfer, Transfer
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Apr 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2003 · Amount on File
Deed Sale	Jul 3, 2003 · Amount on File
Prior Sale	Jun 26, 2003 · Amount on File
Deed Book / Page	20030703 / 2583
Last Transfer Date	Jun 15, 2012
Transfer Doc	0000001236
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 13, 2026
Property Address	7968 WINDGATE CT, SACRAMENTO, CA 95828-6952
Document Number	0000000871
Map Reference	MB 303 PG 3
Instrument Date	Mar 6, 2026
Instrument	202603130871
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7968 WINDGATE CT, SACRAMENTO, CA 95828-6952
Investor	Possibly a Property Investor

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7968 WINDGATE CT, SACRAMENTO, CA 95828-6952
Document Number	2009282483
Instrument Date	Sep 23, 2020
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7968 WINDGATE CT SACRAMENTO CA 958286952, SACRAMENTO, CA 95828-6952

Mortgage

Document Number	2009282483
Date	Sep 28, 2020
Instrument	2009282483

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	216 Months
Due	Sep 27, 2038

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7968 WINDGATE CT, SACRAMENTO, CA 95828-6952
Document Number	1805020767
Instrument Date	Apr 23, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7968 WINDGATE CT SACRAMENTO CA 958286952, SACRAMENTO, CA 95828-6952

Mortgage

Document Number	1805020767
Date	May 2, 2018
Instrument	1805020767

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 7968 Windgate Ct was $4,116, up 1.7% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$379,661 (+2%) Land $66,468 Building $313,193
2025	$4,116.00 (+1.65%) Homeowner's exemption	$372,217 Land $65,165 Building $307,052
2024	$4,049.00 (+2.56%)
2023	$3,948.00 (+1.73%) Homeowner's exemption	$357,766 Land $62,636 Building $295,130
2022	$3,881.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7968 Windgate Ct in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7968 Windgate Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM - PARKWAY private · serves 50,646 people · EPA ID CA3410017
Water Source	Purchased surface water from CITY OF SACRAMENTO MAIN
Last State Inspection	Mar 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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