7964 Windgate Ct, Sacramento, CA 95828 Property Records

Sacramento County property record for 7964 Windgate Ct, Sacramento, CA 95828

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,261 sqft · built 2003
Lot Size	0.135 acres (5,872 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Feb 2020)
Tax Bill	$3,535 (2025)
Deeds & Mortgages	Jan 2025 Mortgage Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`115-1740-028-0000`

Property Details

APN / Parcel Number

Primary APN	`115-1740-028-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,261 sqft Living Area
1st Floor Area	1,261 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	5,872 sqft (0.135 acres)
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7964 WINDGATE CT
City	SACRAMENTO
State	CA
Zip	95828-6952
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	WINDGATE SUBDIVISION, LOT 28
Legal Subdivision	WINDGATE SUBDIVISION
Legal Lot Number	28
Jurisdiction	SACRAMENTO CA
Township / Civil Division	ELK GROVE
Census Block Group	1
Census Block	1018
Census Tract	9319

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7964 WINDGATE CT, SACRAMENTO, CA 95828-6952
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage EAST WEST BANK
Feb 14, 2020	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Feb 14, 2020	Quit Claim Deed, Transfer LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2020 · Amount on Record
Deed Sale	Feb 14, 2020 · Amount on Record
Prior Sale	Sep 16, 2004 · Amount on Record
Deed Book / Page	20200214 / 766
Prior Transfer Date	Jan 24, 2020
Prior Transfer Doc	2140000000767
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7964 WINDGATE CT, SACRAMENTO, CA 95828-6952
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7964 WINDGATE CT, SACRAMENTO, CA 95828-6952

Mortgage

Document Number	0000000325
Date	Jan 8, 2025
Instrument	202501080325

Lender

Name	EAST WEST BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Feb 1, 2035
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	8.87%
Index	1-Year T-Bill
Max Rate	12.8%

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 14, 2020
Property Address	7964 WINDGATE CT, SACRAMENTO, CA 95828-6952
Document Number	2002140766
Instrument Date	Jan 24, 2020
Instrument	2002140766
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$319.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	16 SAN FELIPE AVE SOUTH SAN FRANCISCO CA 940802238, SOUTH SAN FRANCISCO, CA 94080-2238

Mortgage

Document Number	2002140768
Date	Feb 14, 2020
Instrument	2002140768

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2050

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 14, 2020
Property Address	7964 WINDGATE CT, SACRAMENTO, CA 95828-6952
Document Number	2002140767
Instrument Date	Jan 24, 2020
Instrument	2002140767
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	16 SAN FELIPE AVE SOUTH SAN FRANCISCO CA 940802238, SOUTH SAN FRANCISCO, CA 94080-2238

Mortgage

Document Number	2002140768
Date	Feb 14, 2020
Instrument	2002140768

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$323,495 (+2%) Land $100,394 Building $223,101
2025	$3,535.00 (-0.45%)	$317,153 (+4.04%) Land $98,426 Building $218,727
2024	$3,551.00 (+2.48%)
2023	$3,465.00 (+1.67%)	$304,840 Land $94,605 Building $210,235
2022	$3,408.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM - PARKWAY private · serves 50,646 people · EPA ID CA3410017
Water Source	Purchased surface water from CITY OF SACRAMENTO MAIN
Last State Inspection	Mar 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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