7968 S Willow Cir, Sandy, UT 84093 Property Records

Salt Lake County property record for 7968 S Willow Cir, Sandy, UT 84093

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.25 ba · 4,364 sqft · built 1992
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on File
Last Sale	$1,549,450 (Nov 2025)
Tax Bill	$5,709 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Nov 2025 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`22-33-230-003`

Property Details

APN / Parcel Number

Primary APN	`22-33-230-003`
Alternative APN	`22-33-230-003-0000`

Interior

Bedrooms	5 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	4,364 sqft Living Area
Gross Area	5,304 sqft
1st Floor Area	1,492 sqft
Upper Floors Area	1,472 sqft
Basement Area	1,456 sqft
Finished Basement	1,400 sqft
Unfinished Basement	56 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2006
Architectural Style	Modern
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	22,216 sqft (0.51 acres)
View / Lot	Woodland
Garage Type	Attached
Garage Area	794 sqft
Driveway	Concrete Driveway

Exterior Amenities

Porch	Covered Porch
Porch Area	90 sqft
Deck Area	342 sqft
Patio Area	342 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal

Location & Zoning

Street Address	7968 S WILLOW CIR
City	SANDY
State	UT
Zip	84093-6270
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1122
Legal Description	LOT 11, WILLOWCREEK HOLLOW ESTATES 6206-2706 6040-703 6558-0895,0896 6711-2729 7832-1421 8273-3951 9077-8057 10082-9628 10082-9644
Legal Range	1E
Legal Township	3S
Legal Section	33
Legal Subdivision	WILLOWCREEK HOLLOW ESTATE
Legal Block	1
Legal Lot Number	11
Jurisdiction	SALT LAKE UT
Township / Civil Division	SALT LAKE CITY
Census Block Group	1
Census Block	1000
Census Tract	112618

Owner

7968 S Willow Cir is owned and occupied by an individual who bought it in November 2025.

Source: Salt Lake County records, as of June 3, 2026

Owner of Record	Individual Name on File
Mailing Address	7968 S WILLOW CIR, SANDY, UT 84093-6270
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Nov 21, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jan 17, 2020	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Jan 20, 2021	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Jul 29, 2020	Deed of Trust, Mortgage QUICKEN LNS
Jan 28, 2019	Deed of Trust, Mortgage QUICKEN LNS
Oct 16, 2018	Warranty Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2025 · Amount on File
Deed Sale	Nov 21, 2025 · Amount on File
Prior Sale	Oct 16, 2018 · Amount on File
Deed Document Number	202514466916
Deed Book / Page	11618 / 9808
Prior Transfer Date	Nov 26, 2012
Prior Transfer Doc	0011526163
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	7968 S WILLOW CIR, SANDY, UT 84093-6270
Transaction Type	Mortgage
Record Updated	Dec 11, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013856720
Date	Dec 27, 2021
Book Page	11287/6839
Instrument	13856720

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALT LAKE UT
Recording Date	Nov 21, 2025
Property Address	7968 S WILLOW CIR, SANDY, UT 84093-6270
Document Number	0014466916
Book / Page	11618 / 9808
Instrument Date	Nov 21, 2025
Instrument	14466916
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	KEY LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7968 S WILLOW CIR, COTTONWOOD HEIGHTS, UT 84093-6270

Mortgage

Document Number	0014466917
Date	Nov 21, 2025
Instrument	14466917

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11%
Index	SOFR Average 30-Day
Max Rate	11%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	7968 S WILLOW CIR, SANDY, UT 84093-6270
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	COTTONWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013061771
Date	Aug 28, 2019
Book Page	10822/3913
Instrument	13061771

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	7968 S WILLOW CIR, SANDY, UT 84093-6270
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013172741
Date	Jan 17, 2020
Book Page	10886/2601
Instrument	13172741

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	7968 S WILLOW CIR, SANDY, UT 84093-6270
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013538250
Date	Jan 20, 2021
Book Page	11102/2655
Instrument	13538250

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	7968 S WILLOW CIR, SANDY, UT 84093-6270
Document Number	0013348079
Instrument Date	Jul 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	COTTONWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7968 S WILLOW CIR SANDY UT 840936270, SANDY, UT 84093-6270

Mortgage

Document Number	0013348079
Date	Aug 3, 2020
Book Page	010991/004354
Instrument	13348079

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	7968 S WILLOW CIR, SANDY, UT 84093-6270
Document Number	0012927988
Instrument Date	Jan 28, 2019
Transaction Type	Mortgage
Record Updated	Feb 25, 2019
Title Company	LEGENDS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7968 S WILLOW CIR SANDY UT 840936270, SANDY, UT 84093-6270

Mortgage

Document Number	0012927988
Date	Feb 1, 2019
Book Page	010749/009300
Instrument	12927988

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 31, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALT LAKE UT
Recording Date	Oct 16, 2018
Property Address	7968 S WILLOW CIR, SANDY, UT 84093-6270
Document Number	0021868785
Book / Page	010722 / 001415
Instrument Date	Oct 16, 2018
Instrument	21868785
Transaction Type	Transfer
Record Updated	Nov 5, 2018
Title Company	VANGUARD TITLE-UNION PK

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7968 S WILLOW CIR COTTONWOOD HEIGHTS UT 840936270, COTTONWOOD HEIGHTS, UT 84093-6270

Mortgage

Document Number	12868940
Date	Oct 16, 2018
Book Page	010722/001737
Instrument	12868940

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7968 S Willow Cir was $5,709.

Source: Salt Lake County assessment roll, as of June 3, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Salt Lake County
Municipality	Cottonwood Heights City
Unified School District	Canyons School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,709.00 Homeowner's exemption	$1,072,600 Land $555,000 Building $517,600	$1,072,600 Land $555,000 Building $517,600
2024	$5,709.00 (+13.3%)
2023	$5,039.00 (-4.11%) Homeowner's exemption	$516,725 Land $270,875 Building $245,850	$939,500 Land $492,500 Building $447,000
2022	$5,255.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7968 S Willow Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Sep 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7968 S Willow Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALT LAKE CITY WATER SYSTEM serves 383,612 people · EPA ID UTAH18026
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Sep 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Utah Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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