7967 Citadel Dr, Severn, MD 21144 Property Records

Anne Arundel County property record for 7967 Citadel Dr, Severn, MD 21144

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,559 sqft · built 1972
Lot Size	0.146 acres (6,362 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Apr 2026)
Tax Bill	$4,658 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-605-02761205`

Property Details

APN / Parcel Number

Primary APN	`04-605-02761205`
Alternative APNs	`4-605-02761205` `60502761205`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,559 sqft Living Area
Gross Area	2,019 sqft
1st Floor Area	1,184 sqft
Basement Area	375 sqft
Finished Basement	375 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,362 sqft (0.146 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	60502761205
Street Address	7967 CITADEL DR
City	SEVERN
State	MD
Zip	21144-1566
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 34 BK F SC 2 PL 5 THE PROVINCES
Legal Subdivision	THE PROVINCES
Legal Block	F
Legal Lot Number	34
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	1
Census Block Group	1
Census Block	1010
Census Tract	740104

Owner

Source: Anne Arundel County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8 LEECH CIR N, GLEN COVE, NY 11542-3038
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Apr 8, 2026	Deed, Transfer · Conventional Mortgage MORTGAGE HOME LOAN FUND
Dec 12, 2025	Divorce Transfer, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2026 · Amount on Record
Deed Sale	Apr 8, 2026 · Amount on Record
Prior Sale	Jun 3, 2010 · Amount on Record
Deed Book / Page	42245 / 335
Prior Transfer Date	Dec 8, 2025
Prior Transfer Doc	0419120291
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	7967 CITADEL DR, SEVERN, MD 21144-1566
Transaction Type	Mortgage
Record Updated	Apr 30, 2026
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & SETMNTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7967 CITADEL DR, SEVERN, MD 21144-1566

Mortgage

Document Number	0362370058
Date	Feb 26, 2021
Book Page	36237/58

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 8, 2026
Property Address	7967 CITADEL DR, SEVERN, MD 21144-1566
Document Number	4224000335
Book / Page	42245 / 335
Instrument Date	Mar 27, 2026
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	HERITAGE TITLE LT, HERITAGE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$479,750.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 LEECH CIR N, GLEN COVE, NY 11542-3038

Mortgage

Document Number	4224000340,
Date	Apr 8, 2026
Book Page	42245/340

Lender

Name	MORTGAGE HOME LOAN FUND

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Divorce Transfer, Transfer

Document Type	Divorce Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Dec 12, 2025
Property Address	7967 CITADEL DR, SEVERN, MD 21144-1566
Document Number	0419120291
Book / Page	41912 / 291
Map Reference	MB 42 FO 46
Instrument Date	Dec 10, 2025
Transaction Type	Transfer
Record Updated	Dec 30, 2025
Title Company	HOME FIRST TITLE GROUP LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	603 QUEENSTOWN RD, SEVERN, MD 21144-1250

Mortgage

Document Number	0041912299
Date	Dec 12, 2025
Instrument	41912/299

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,658.00 (+6.52%)	$378,000 (+16.02%) Land $190,300 Building $187,700	$378,000 (-) Land $190,300 Building $187,700
2024	$4,373.00 (+32.39%)
2023	$3,303.00 Homeowner's exemption	$325,800	$378,000 Land $190,300 Building $187,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2008–2026)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MD AMERICAN WATER PROVINCES private · serves 3,886 people · EPA ID MD0020029
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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