7965 Citadel Dr, Severn, MD 21144 Property Records

Anne Arundel County property record for 7965 Citadel Dr, Severn, MD 21144

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,488 sqft · built 1972
Lot Size	0.148 acres (6,443 sqft)
Owner	Individual Name on File
Last Sale	$299,000 (Sep 2019)
Tax Bill	$4,609 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-605-02949278`

Property Details

APN / Parcel Number

Primary APN	`04-605-02949278`
Alternative APNs	`460502949278` `60502949278`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,488 sqft Living Area
Gross Area	1,763 sqft
1st Floor Area	982 sqft
Basement Area	506 sqft
Finished Basement	506 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,443 sqft (0.148 acres)
Garage Type	Attached
Garage Area	275 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	190 sqft
Deck Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	60502949278
Street Address	7965 CITADEL DR
City	SEVERN
State	MD
Zip	21144-1566
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 33 BK F SC 2 PL 5 THE PROVINCES
Legal Subdivision	THE PROVINCES
Legal Block	F
Legal Lot Number	33
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	1
Census Block Group	1
Census Block	1010
Census Tract	740104

Owner

7965 Citadel Dr is owned and occupied by an individual who bought it in September 2019.

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7965 CITADEL DR, SEVERN, MD 21144-1566
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Sep 5, 2019	Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2019 · Amount on File
Deed Sale	Sep 5, 2019 · Amount on File
Prior Sale	Jan 13, 2016 · Amount on File
Deed Book / Page	33535 / 225
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	7965 CITADEL DR, SEVERN, MD 21144-1566
Transaction Type	Mortgage
Record Updated	Jun 15, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0368260010
Date	May 21, 2021
Book Page	36826/10

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	350 Months
Due	Jul 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	7965 CITADEL DR, SEVERN, MD 21144-1566
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0346180006
Date	May 21, 2020
Book Page	34618/6

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 5, 2019
Property Address	7965 CITADEL DR, SEVERN, MD 21144-1566
Document Number	0335350225
Book / Page	33535 / 225
Map Reference	MB 42 PL 46
Instrument Date	Aug 30, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,737.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7965 CITADEL DR, 7965, SEVERN, MD 21144-1566

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	7965 CITADEL DR, SEVERN, MD 21144-1566

Mortgage

Document Number	33535232
Date	Sep 5, 2019
Instrument	33535/232

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 7965 Citadel Dr was $4,609.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$387,567	$415,700 Land $207,300 Building $208,400
2025	$4,609.00
2023	$3,515.00	$321,967	$373,500 Land $190,400 Building $183,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7965 Citadel Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2008–2026)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7965 Citadel Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MD AMERICAN WATER PROVINCES private · serves 3,886 people · EPA ID MD0020029
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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