79663 Second Lake Rd, Willow River, MN 55795 Property Records

Pine County property record for 79663 Second Lake Rd, Willow River, MN 55795

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,003 sqft · built 1980
Lot Size1.35 acres (58,806 sqft)
OwnerIndividual Name on Record
Last Sale$240,000 (Jul 2024)
Tax Bill$1,574 (2025)
Deeds & MortgagesJul 2024 Sale
Jul 2023 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN17.0136.001

Property Details

APN / Parcel Number

Primary APN17.0136.001

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Building Area1,003 sqft Living Area
Gross Area1,802 sqft
Basement Area912 sqft
Finished Basement912 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1993
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area58,806 sqft (1.35 acres)
Garage Area504 sqft
DrivewayDriveway
Driveway Area336 sqft

Exterior Amenities

PorchSlab
Porch Area132 sqft
Deck Area230 sqft
Patio Area252 sqft
Shed1 Shed
Shed Area84 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address79663 SECOND LAKE RD
CityWILLOW RIVER
StateMN
Zip55795-3185
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-12 TWP-044 RANGE-020 1.35 AC THAT PART OF GOVT LOT 5 DESC AS FOLL: COMM AT SE CORNER OF GL5; THENCE SOUTH 89D57'47" WEST
Legal Range020
Legal Township044
Legal Section12
Legal Lot Number5
JurisdictionPINE MN
Township / Civil DivisionKETTLE RIVER
Census Block Group2
Census Block2132
Census Tract950200

Owner

Source: Pine County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8045 PARK DR, WILLOW RIVER, MN 55795-9782
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2024Warranty Deed, Transfer
Jul 21, 2023Intrafamily Transfer, Transfer · Reverse Mortgage
FINANCE AMERICA REVERSE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 5, 2024 · Amount on Record
Deed SaleJul 5, 2024 · Amount on Record
Deed Document Number20241666241
Prior Transfer DateMay 5, 2023
Prior Transfer Doc0000022207
Record UpdatedSep 20, 2026

July 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINE MN
Recording DateJul 8, 2024
Property Address79663 SECOND LAKE RD, WILLOW RIVER, MN 55795-3185
Document Number0000022578
Instrument DateJul 5, 2024
Instrument22578
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

AmountAmount Recorded
Tax$792.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8045 PARK DR, WILLOW RIVER, MN 55795-9782

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPINE MN
Recording DateJul 21, 2023
Property Address79663 SECOND LAKE RD, WILLOW RIVER, MN 55795-3185
Document Number0000022207
Instrument DateMay 5, 2023
Instrument22207
Transaction TypeTransfer
Record UpdatedJun 9, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address79663 SECOND LAKE RD, WILLOW RIVER, MN 55795-3185

Mortgage

Document Number0000022208
DateJul 21, 2023
Instrument22208
Lender
NameFINANCE AMERICA REVERSE LLC
TypeFunding / Finance Company
Agreement
TypeReverse Mortgage
AmountAmount Recorded
DueOct 17, 2008
Interest
Rate TypeAdjustable Rate
Rate7.9%
AdjustableAdjustable Rate Rider
Change FrequencyAnnually
Index1-Year CMT

Tax Assessment & Valuation

Source: Pine County assessment roll, as of August 10, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyPine County
County SubdivisionKettle River Township
Unified School DistrictWillow River Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$236,800 (+10.24%) Land $60,000 Building $176,800$236,800 (+10.24%) Land $60,000 Building $176,800
2025$1,574.00 (+11.63%) Homeowner's exemption$214,800 (-13.67%) Land $45,000 Building $169,800$214,800 (-13.67%) Land $45,000 Building $169,800
2024$1,410.00 (-9.5%)
2023$1,558.00 Homeowner's exemption$248,800 Land $38,000 Building $210,800$248,800 Land $38,000 Building $210,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims17 (2010–2023)
Claims Outside the SFHA10 of 17
Most Recent ClaimApr 2023 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Apr 2023 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Fiber
1,000 / 1,000

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