79549 Second Lake Rd, Willow River, MN 55795 Property Records

Pine County property record for 79549 Second Lake Rd, Willow River, MN 55795

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,296 sqft · built 2002
Lot Size2.23 acres (97,139 sqft)
Owner2 Individual Names on File
Last Sale$137,000 (May 2020)
Tax Bill$1,306 (2025)
Deeds & MortgagesMay 2020 Mortgage
May 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN17.0136.000

Property Details

APN / Parcel Number

Primary APN17.0136.000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,296 sqft Living Area
Gross Area1,584 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2005
Architectural StyleMobile/Manufactured
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area97,139 sqft (2.23 acres)
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Deck Area48 sqft
Shed1 Shed
Shed Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address79549 SECOND LAKE RD
CityWILLOW RIVER
StateMN
Zip55795-3074
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionSECT-12 TWP-044 RANGE-020 2.23 AC THAT PART OF GOVT LOT 5 DESC AS FOLL: COMM AT SE CORNER; THENCE SOUTH 89D57'47" WEST ALONG
Legal Range020
Legal Township044
Legal Section12
Legal Lot Number5
JurisdictionPINE MN
Township / Civil DivisionKETTLE RIVER
Census Block Group2
Census Block2132
Census Tract950200

Owner

Source: Pine County assessment roll, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address79549 SECOND LAKE RD, WILLOW RIVER, MN 55795-3074
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
NORTHSHORE BANK OF COMMERCE
May 21, 2020Warranty Deed, Transfer · FHA Mortgage
NORTHSHORE BANK OF COMMERCE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 21, 2020 · Amount on Record
Deed SaleMay 21, 2020 · Amount on Record
Prior SaleMay 20, 2016 · Amount on Record
Deed Document Number2020761
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINE MN
Property Address79549 SECOND LAKE RD, WILLOW RIVER, MN 55795-3074
Transaction TypeMortgage
Record UpdatedAug 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020763
DateMay 21, 2020
Instrument20763
Lender
NameNORTHSHORE BANK OF COMMERCE
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueApr 1, 2030
Interest
Rate TypeFixed Rate

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINE MN
Recording DateMay 21, 2020
Property Address79549 SECOND LAKE RD, WILLOW RIVER, MN 55795-3074
Document Number20761
Instrument DateMar 16, 2020
Instrument20761
Transaction TypeTransfer
Record UpdatedJul 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$452.10
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address79549 SECOND LAKE RD, WILLOW RIVER, MN 55795-3074

Mortgage

Document Number0000020762
DateMay 21, 2020
Instrument20762
Lender
NameNORTHSHORE BANK OF COMMERCE
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Pine County assessment roll, as of August 10, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyPine County
County SubdivisionKettle River Township
Unified School DistrictWillow River Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$237,400 (+19.06%) Land $68,700 Building $168,700$237,400 (+19.06%) Land $68,700 Building $168,700
2025$1,306.00 (+17.45%)
2023$1,112.00 Homeowner's exemption$199,400 Land $42,600 Building $156,800$199,400 Land $42,600 Building $156,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims17 (2010–2023)
Claims Outside the SFHA10 of 17
Most Recent ClaimApr 2023 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Apr 2023 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 60% of Minnesota
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midcontinent Communications
Fiber
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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