Washoe County property record for 7965 Rusty Rd, Reno, NV 89511
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,232 sqft · built 1991 |
| Lot Size | 0.385 acres (16,771 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $199,250 (Jun 1991) |
| Tax Bill | $4,282 (2025) |
| Deeds & Mortgages | Jun 2020 Line of Credit Jan 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 043-122-11 |
| Primary APN | 043-122-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,232 sqft Living Area |
| 1st Floor Area | 2,232 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Wood |
| Roof Material | Concrete |
| Lot Area | 16,771 sqft (0.385 acres) |
| Garage Type | Mixed |
| Garage Area | 1,044 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 579 sqft |
| Heating System | Forced Air |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 83076 |
|---|---|
| Street Address | 7965 RUSTY RD |
| City | RENO |
| State | NV |
| Zip | 89511-1084 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF3 |
| Legal Description | MEADOW CREEK ESTATES 2-B LOT 28 BLK B |
| Legal Range | 20 |
| Legal Township | 18 |
| Legal Subdivision | MEADOW CREEK ESTATES 2B |
| Legal Block | B |
| Legal Lot Number | 28 |
| Jurisdiction | WASHOE NV |
| Township / Civil Division | RENO SOUTHWEST |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 1012 |
Source: Washoe County records · APN 043-122-11
Assessment roll updated January 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 7965 RUSTY RD, RENO, NV 89511-1084 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jun 11, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jan 05, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 11, 1991 · Amount on Record |
| Deed Sale | Jun 11, 1991 · Amount on Record |
| Deed Document Number | CHK |
| Deed Book / Page | 043 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 7965 RUSTY RD, RENO, NV 89511-1084 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|
| Document Number | 0005039065 |
|---|---|
| Date | Jun 11, 2020 |
| Instrument | 5039065 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 21, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 7965 RUSTY RD, RENO, NV 89511-1084 |
| Document Number | 0004670276 |
| Instrument Date | Jan 05, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2018 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7965 RUSTY RD RENO NV 895111084, RENO, NV 89511-1084 |
| Document Number | 0004670276 |
|---|---|
| Date | Jan 12, 2017 |
| Instrument | 4670276 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 11, 2032 |
Source: Washoe County records · Assessment roll updated January 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Washoe County |
| Municipality | Reno City |
| Unified School District | Washoe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,282.00 (+15.51%) | $158,358 (+18.33%) Land $68,215 Building $90,143 | $452,452 (+18.33%) Land $194,900 Building $257,552 |
| 2023 | $3,707.00 | $133,828 Land $55,475 Building $78,353 | $382,367 Land $158,500 Building $223,867 |
Source: FEMA National Flood Hazard Layer as of May 17, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 7 (1986–2021) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Oct 2021 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 99.7% of Nevada |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Net NV Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Based on FCC filings for 309 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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