Washoe County property record for 7945 Rusty Rd, Reno, NV 89511
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,180 sqft · built 1992 |
| Lot Size | 0.348 acres (15,202 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $330,000 (Nov 2012) |
| Tax Bill | $4,959 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Jan 2017 Line of Credit + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 043-122-09 |
| Primary APN | 043-122-09 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,180 sqft Living Area |
| 1st Floor Area | 1,969 sqft |
| 2nd Floor Area | 1,211 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Wood |
| Roof Material | Concrete |
| Lot Area | 15,202 sqft (0.348 acres) |
| Garage Type | Built-in |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 84 sqft |
| Deck Area | 537 sqft |
| Patio Area | 537 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 83074 |
|---|---|
| Street Address | 7945 RUSTY RD |
| City | RENO |
| State | NV |
| Zip | 89511-1084 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF3 |
| Legal Description | MEADOW CREEK ESTATES 2B LT 30 BLK B |
| Legal Range | 20 |
| Legal Township | 18 |
| Legal Subdivision | MEADOW CREEK ESTATES 2B |
| Legal Block | B |
| Legal Lot Number | 30 |
| Jurisdiction | WASHOE NV |
| Township / Civil Division | RENO SOUTHWEST |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 1012 |
Source: Washoe County records, as of January 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7945 RUSTY RD, RENO, NV 89511-1084 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2023 | Deed of Trust, Mortgage · Line of Credit GEORGIAS OWN CU |
| Jan 26, 2017 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| Jun 15, 2020 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| Nov 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Sep 9, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2012 · Amount on Record |
| Deed Sale | Nov 21, 2012 · Amount on Record |
| Prior Sale | Aug 31, 2016 |
| Deed Document Number | 0004176450 |
| Last Transfer Date | Sep 9, 2019 |
| Transfer Doc | 0004949685 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 7945 RUSTY RD, RENO, NV 89511-1084 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE RENO |
| Name | Verified Name |
|---|---|
| Address | 7945 RUSTY RD, RENO, NV 89511-1084 |
| Document Number | 0005368124 |
|---|---|
| Date | Mar 15, 2023 |
| Instrument | 5368124 |
| Name | GEORGIAS OWN CU |
|---|---|
| Type | Credit Union |
| Address | ATLANTA, GA 30303 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 7945 RUSTY RD, RENO, NV 89511-1084 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0004674294 |
|---|---|
| Date | Jan 26, 2017 |
| Instrument | 4674294 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 7945 RUSTY RD, RENO, NV 89511-1084 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005040137 |
|---|---|
| Date | Jun 15, 2020 |
| Instrument | 5040137 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 7945 RUSTY RD, RENO, NV 89511-1084 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | FIRST AMERICAN TITLE RENO |
| Name | Verified Name |
|---|
| Document Number | 0005109746 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 5109746 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Sep 9, 2019 |
| Property Address | 7945 RUSTY RD, RENO, NV 89511-1084 |
| Document Number | 0004949685 |
| Instrument Date | Sep 3, 2019 |
| Instrument | 4949685 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE RENO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 7945 RUSTY RD RENO NV 895111084, RENO, NV 89511-1084 |
| Document Number | 4949686 |
|---|---|
| Date | Sep 9, 2019 |
| Instrument | 4949686 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 8, 2049 |
Source: Washoe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Washoe County |
| Municipality | Reno City |
| Unified School District | Washoe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,959.00 (+7.76%) | $176,457 (+11.56%) Land $68,215 Building $108,242 | $504,164 (+11.56%) Land $194,900 Building $309,264 |
| 2023 | $4,602.00 | $158,169 Land $55,475 Building $102,694 | $451,911 Land $158,500 Building $293,411 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 7 (1986–2021) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Oct 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.7% of Nevada |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Net NV Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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