7965 99th Ct, Vero Beach, FL 32967 Property Records

Indian River County property record for 7965 99th Ct, Vero Beach, FL 32967

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,454 sqft · built 2024
Lot Size0.219 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$320,000 (Nov 2024)
Tax Bill$3,898 (2025)
Deeds & MortgagesNov 2024 Sale & Mortgage
Nov 2018 Sale
Flood ZoneZone AE (high risk)
APN31-38-33-00003-0040-00011.0

Property Details

APN / Parcel Number

Primary APN31-38-33-00003-0040-00011.0
Alternative APN
  • 28394

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Building Area1,454 sqft Living Area
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Exterior MaterialConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area9,583 sqft (0.219 acres)
Lot Dimensions130 ft deep x 75 ft wide
Garage Area400 sqft
DrivewayDriveway
Driveway Area732 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number28394
Street Address7965 99TH CT
CityVERO BEACH
StateFL
Zip32967-2737
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-3
Legal DescriptionVERO LAKE ESTATES UNIT L BLK D LOT 11 PBI 5-86
Legal Range38
Legal Township31
Legal Section33
Legal SubdivisionVERO LAKE ESTATES UNIT L
Legal BlockD
Legal Lot Number11
Legal UnitL
JurisdictionINDIAN RIVER FL
Township / Civil DivisionFELLSMERE
Census Block Group1
Census Block1043
Census Tract50903

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address7965 99TH CT, VERO BEACH, FL 32967-2737
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2024Warranty Deed, Transfer · FHA Mortgage
INSPIRE HOME LOANS INC
Nov 6, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 2024 · Amount on Record
Deed SaleNov 15, 2024 · Amount on Record
Prior SaleNov 6, 2018 · Amount on Record
Deed Document Number3120240054346
Deed Book / Page3737 / 81
Record UpdatedJun 8, 2026

November 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateNov 15, 2024
Property Address7965 99TH CT, VERO BEACH, FL 32967-2737
Document Number0037370081
Book / Page3737 / 81
Map ReferenceMB 5 PG 86
Instrument DateOct 31, 2024
Instrument3120240054346
Transaction TypeTransfer
Record UpdatedDec 11, 2025
Title CompanyPARKWAY TITLE INC, PARKWAY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,240.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2325 LAKEVIEW PKWY # 600600, 600600, ALPHARETTA, GA 30009-7920

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7965 99TH CT, VERO BEACH, FL 32967-2737

Mortgage

Document Number3120240054347
DateNov 15, 2024
Instrument3120240054347
Lender
NameINSPIRE HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2054

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateNov 6, 2018
Property Address7965 99TH CT, VERO BEACH, FL 32967-2737
Document Number0031611294
Book / Page003161 / 001294
Instrument DateOct 31, 2018
Instrument67501
Transaction TypeTransfer
Record UpdatedNov 21, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,458.10
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3300 BATTLEGROUND AVE #101 GREENSBORO NC 274102447, 101, GREENSBORO, NC 27410-2447
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,898.00 (+1,199.33%)$244,958 (+885.23%) Land $30,281 Building $214,677$244,958 (+885.23%) Land $30,281 Building $214,677
2023$300.00 (+12.78%)$24,863 (+21.88%) Land $24,863$24,863 (+21.88%) Land $24,863
2022$266.00$20,400 Land $20,400$20,400 Land $20,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation22.4 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 285 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies285 in force
Nearby Flood Claims51 (1996–2023)
Claims Outside the SFHA2 of 51
Most Recent ClaimApr 2023
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims
  • Hurricane Wilma, Oct 2005 · 3 claims
  • Hurricane Frances, Sep 2004 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250

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