7945 99th Ct, Vero Beach, FL 32967 Property Records

Indian River County property record for 7945 99th Ct, Vero Beach, FL 32967

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,204 sqft · built 2005
Lot Size0.219 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$165,000 (Aug 2017)
Tax Bill$2,158 (2025)
Deeds & MortgagesAug 2017 Sale & Mortgage
May 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN31-38-33-00003-0040-00013.0

Property Details

APN / Parcel Number

Primary APN31-38-33-00003-0040-00013.0
Alternative APN
  • 28396

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,204 sqft Living Area
1st Floor Area1,204 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialShingle
Lot Area9,583 sqft (0.219 acres)
Lot Dimensions130 ft deep x 75 ft wide
Garage Area420 sqft
DrivewayDriveway
Driveway Area544 sqft

Exterior Amenities

PorchOpen Porch
Porch Area36 sqft
Patio Area21 sqft
FenceFence
Utility Building160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number28396
Street Address7945 99TH CT
CityVERO BEACH
StateFL
Zip32967-2737
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-3
Legal DescriptionVERO LAKE ESTATES UNIT L BLK D LOT 13 PBI 5-86
Legal Range38
Legal Township31
Legal Section33
Legal SubdivisionVERO LAKE ESTATES UNIT L
Legal BlockD
Legal Lot Number13
Legal UnitL
JurisdictionINDIAN RIVER FL
Township / Civil DivisionFELLSMERE
Census Block Group1
Census Block1043
Census Tract50903

Owner

7945 99th Ct is owned and occupied by two individuals who bought it in August 2017.

Source: Indian River County records, as of March 5, 2026

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address7945 99TH CT, VERO BEACH, FL 32967-2737
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2017Warranty Deed, Transfer · Conventional Mortgage
GOLD STAR MORTGAGE FINANCIAL GROUP
May 4, 2017Deed of Trust, Mortgage · Line of Credit
SUNTRUST BK

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleAug 31, 2017 · Amount on File
Deed SaleAug 31, 2017 · Amount on File
Prior SaleAug 7, 2012 · Amount on File
Deed Document Number3120170051340
Deed Book / Page3053 / 0444
Record UpdatedJun 8, 2026

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateAug 31, 2017
Property Address7945 99TH CT, VERO BEACH, FL 32967-2737
Document Number0030530444
Book / Page3053 / 0444
Map ReferenceMB5 PG86
Instrument DateAug 12, 2017
Instrument3120170051340
Transaction TypeTransfer
Record UpdatedDec 6, 2021
Title CompanyPROFESSIONAL TITLE OF INDIAN

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,155.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1396 KING ARTHUR DR, 1396, MACON, GA 31220-3517

Transferred To (Grantee/Buyer)

NameVerified Name
Address7945 99TH CT, VERO BEACH, FL 32967-2737

Mortgage

Document Number30530445
DateAug 31, 2017
Instrument3053/0445
Lender
NameGOLD STAR MORTGAGE FINANCIAL GROUP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2047

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address7945 99TH CT, VERO BEACH, FL 32967-2737
Document Number0030251952
Instrument DateMay 4, 2017
Transaction TypeMortgage
Record UpdatedAug 21, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address7945 99TH CT VERO BEACH FL 329672737, VERO BEACH, FL 32967-2737

Mortgage

Document Number0030251952
DateMay 18, 2017
Book Page003025/001952
Instrument28493
Lender
NameSUNTRUST BK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMay 17, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7945 99th Ct was $2,158.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,158.00$162,750$216,190 Land $30,281 Building $185,909
2023$1,801.00 (+3.27%)$153,556 (+3%)$228,551 (+13.04%) Land $24,863 Building $203,688
2022$1,744.00$149,084$202,183 Land $20,400 Building $181,783

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7945 99th Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 285 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies285 in force
Nearby Flood Claims51 (1996–2023)
Claims Outside the SFHA2 of 51
Most Recent ClaimApr 2023
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims
  • Hurricane Wilma, Oct 2005 · 3 claims
  • Hurricane Frances, Sep 2004 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7945 99th Ct is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250

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