Indian River County property record for 7960 98th Ave, Vero Beach, FL 32967
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,844 sqft · built 2021 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $51,000 (Oct 2020) |
| Tax Bill | $3,421 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Dec 2020 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-38-34-00005-0150-00014.0 |
| Primary APN | 31-38-34-00005-0150-00014.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,844 sqft Living Area |
| Gross Area | 2,274 sqft |
| 1st Floor Area | 1,844 sqft |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 137 ft deep x 75 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 430 sqft |
| Driveway | Driveway |
| Driveway Area | 416 sqft |
| Porch | Slab |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7960 98TH AVE |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32967-2811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-3 |
| Legal Description | VERO LAKE ESTATES UNIT F BLK O LOT 14 PBI 5-55 |
| Legal Range | 38E |
| Legal Township | 31S |
| Legal Section | 34 |
| Legal Subdivision | VERO LAKE ESTATES UNIT F |
| Legal Block | O |
| Legal Lot Number | 14 |
| Legal Unit | F |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | FELLSMERE |
| Census Block Group | 1 |
| Census Block | 1068 |
| Census Tract | 50903 |
7960 98th Ave is owned and occupied by two individuals who bought it in October 2020.
Source: Indian River County records, as of August 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7960 98TH AVE, VERO BEACH, FL 32967-2811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 30, 2021 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage RMC HOME MORTGAGE LLC |
| Dec 28, 2020 | Loan Modification, Mortgage STEEL CITY TITLE INC, STEEL CTY TITLE INC |
| Oct 21, 2020 | Grant Deed, Transfer STEEL CITY TITLE INC, STEEL CTY TITLE INC |
| Jan 13, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2020 · Amount on File |
| Deed Sale | Oct 21, 2020 · Amount on File |
| Prior Sale | Feb 5, 2009 · Amount on File |
| Deed Document Number | 202063179 |
| Deed Book / Page | 3349 / 1262 |
| Prior Transfer Date | Jan 7, 2020 |
| Prior Transfer Doc | 0032682343 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Dec 30, 2021 |
| Property Address | 7960 98TH AVE, VERO BEACH, FL 32967-2811 |
| Document Number | 0034972316 |
| Book / Page | 3497 / 2316 |
| Map Reference | MB 5 PG 55 |
| Instrument Date | Dec 9, 2021 |
| Instrument | 3120210089027 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 14, 2023 |
| Title Company | STEEL CITY TITLE INC, STEEL CITY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,828.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1686 W HIBISCUS BLVD, MELBOURNE, FL 32901-2631 |
| Name | Verified Name |
|---|---|
| Address | 7960 98TH AVE, VERO BEACH, FL 32967-2811 |
| Document Number | 0034972317 |
|---|---|
| Date | Dec 30, 2021 |
| Instrument | 3497/2317 |
| Name | RMC HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 7960 98TH AVE, VERO BEACH, FL 32967-2811 |
| Document Number | 0033721801 |
| Instrument Date | Dec 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2021 |
| Title Company | STEEL CITY TITLE INC, STEEL CTY TITLE INC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1383 ROUTE 30 CLINTON PA 150261743, CLINTON, PA 15026-1743 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Oct 21, 2020 |
| Property Address | 7960 98TH AVE, VERO BEACH, FL 32967-2811 |
| Document Number | 0033491262 |
| Book / Page | 003349 / 001262 |
| Instrument Date | Oct 13, 2020 |
| Instrument | 63179 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2020 |
| Title Company | STEEL CITY TITLE INC, STEEL CTY TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $357.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1686 W HIBISCUS BLVD MELBOURNE FL 329012631, MELBOURNE, FL 32901-2631 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jan 13, 2020 |
| Property Address | 7960 98TH AVE, VERO BEACH, FL 32967-2811 |
| Document Number | 0032682343 |
| Book / Page | 003268 / 002343 |
| Instrument Date | Jan 7, 2020 |
| Instrument | 2276 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2424 SW HORSESHOE TRL PALM CITY FL 349903711, PALM CITY, FL 34990-3711 |
The 2025 property tax bill for 7960 98th Ave was $3,421 with a homeowner's exemption.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,421.00 Homeowner's exemption | $251,640 | $266,544 Land $31,190 Building $235,354 |
| 2023 | $2,977.00 (+2.9%) | $237,425 (+3%) | $259,894 (+12.75%) Land $25,609 Building $234,285 |
| 2022 | $2,893.00 | $230,510 Land $21,012 Building $209,498 | $230,510 Land $21,012 Building $209,498 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7960 98th Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 285 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 285 in force |
| Nearby Flood Claims | 51 (1996–2023) |
| Claims Outside the SFHA | 2 of 51 |
| Most Recent Claim | Apr 2023 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7960 98th Ave is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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