Indian River County property record for 7955 98th Ave, Vero Beach, FL 32967
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,324 sqft · built 2003 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $98,900 (Nov 2003) |
| Tax Bill | $848 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Jun 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-38-33-00003-0010-00012.0 |
| Primary APN | 31-38-33-00003-0010-00012.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,324 sqft Living Area |
| Gross Area | 1,744 sqft |
| 1st Floor Area | 1,324 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 104 ft deep x 75 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 448 sqft |
| Porch | Open Porch |
| Porch Area | 72 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7955 98TH AVE |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32967-3402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-3 |
| Legal Description | VERO LAKE ESTATES UNIT L BLK A LOT 12 PBI 5-86 |
| Legal Range | 38E |
| Legal Township | 31S |
| Legal Section | 33 |
| Legal Subdivision | VERO LAKE ESTATES UNIT L |
| Legal Block | A |
| Legal Lot Number | 12 |
| Legal Unit | L |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | FELLSMERE |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 50903 |
7955 98th Ave is owned by a company that acquired it in July 2024.
Source: Indian River County records, as of December 8, 2025
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 7955 98TH AVE, VERO BEACH, FL 32967-3402 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 18, 2023 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Jun 10, 2022 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2003 · Amount on File |
| Deed Sale | Nov 17, 2003 · Amount on File |
| Prior Sale | Mar 21, 2003 · Amount on File |
| Deed Book / Page | 1659 / 2322 |
| Last Transfer Date | Jul 19, 2024 |
| Transfer Doc | 0037120281 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 7955 98TH AVE, VERO BEACH, FL 32967-3402 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7955 98TH AVE, VERO BEACH, FL 32967-3402 |
| Document Number | 0036561262 |
|---|---|
| Date | Oct 18, 2023 |
| Book Page | 3656/1262 |
| Instrument | 3120230052282 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 5, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 7955 98TH AVE, VERO BEACH, FL 32967-3402 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0035480099 |
|---|---|
| Date | Jun 10, 2022 |
| Book Page | 3548/99 |
| Instrument | 3120220037345 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 15, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 7955 98th Ave was $848.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $848.00 | $62,914 | $189,126 Land $26,950 Building $162,176 |
| 2023 | $607.00 (+2.02%) | $59,360 (+3%) | $199,908 (+13%) Land $22,128 Building $177,780 |
| 2022 | $595.00 | $57,631 | $176,916 Land $18,156 Building $158,760 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7955 98th Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 285 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 285 in force |
| Nearby Flood Claims | 51 (1996–2023) |
| Claims Outside the SFHA | 2 of 51 |
| Most Recent Claim | Apr 2023 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7955 98th Ave is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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