796 Topaz Ct, Mascoutah, IL 62258 Property Records

St. Clair County property record for 796 Topaz Ct, Mascoutah, IL 62258

Property Summary

Property Type	Single Family Home
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$263,500 (Apr 2022)
Tax Bill	$7,980 (2025)
Deeds & Mortgages	Jun 2026 Transfer Apr 2022 Sale & Mortgage + 3 more
APN	`10-29-0-316-030`

Property Details

APN / Parcel Number

Primary APN	`10-29-0-316-030`

Exterior

Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	796 TOPAZ CT
City	MASCOUTAH
State	IL
Zip	62258-2957
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROWN POINTE PH 1 LT 1-5 & CROWN POINTE PH 2 LTS 37-42 LOT 37B A02741973
Legal Subdivision	CROWN POINTE
Legal Phase	1
Legal Block	316
Legal Lot Number	1,42,37
Jurisdiction	ST CLAIR IL
Township / Civil Division	MASCOUTAH
Census Block Group	1
Census Block	1106
Census Tract	504357

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	796 TOPAZ CT, MASCOUTAH, IL 62258-2957
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Transfer on Death Deed, Transfer
Apr 4, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 2, 2021	Warranty Deed, Construction Loan · Construction Mortgage THE FARMERS & MERCHANTS NATIONAL BA
Dec 11, 2019	Loan Modification, Mortgage FCB BANKS
Jan 8, 2019	Trustee's Deed, Construction Loan · Line of Credit FCB BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2022 · Amount on Record
Deed Sale	Apr 4, 2022 · Amount on Record
Prior Sale	Sep 2, 2021 · Amount on Record
Deed Document Number	20222741673
Last Transfer Date	Jun 5, 2026
Transfer Doc	0002887306
Record Updated	Oct 29, 2026

June 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 24, 2026
Property Address	796 TOPAZ CT, MASCOUTAH, IL 62258-2957
Document Number	0002887306
Instrument Date	Jun 5, 2026
Instrument	20262887306
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	796 TOPAZ CT, MASCOUTAH, IL 62258-2957

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Apr 4, 2022
Property Address	796 TOPAZ CT, MASCOUTAH, IL 62258-2957
Document Number	0A02741673
Map Reference	DOC A02327919
Instrument Date	Mar 31, 2022
Instrument	A02741673
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$263.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	796 TOPAZ COURT, BELLEVILLE, IL 62226

Mortgage

Document Number	0A02741674
Date	Apr 4, 2022
Instrument	A02741674

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.16%

September 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Sep 2, 2021
Property Address	796 TOPAZ CT, MASCOUTAH, IL 62258-2957
Document Number	0A02715044
Map Reference	DOC A02327919
Instrument Date	Sep 1, 2021
Instrument	A02715044
Transaction Type	Construction Loan
Record Updated	Aug 24, 2023
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$48.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8140 JEFFERSON RD, FREEBURG, IL 62243-2316
Investor	Possibly a Property Investor

Mortgage

Document Number	0A02715045
Date	Sep 2, 2021
Instrument	A02715045

Lender

Name	THE FARMERS & MERCHANTS NATIONAL BA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	8 Months
Due	May 1, 2022

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	796 TOPAZ CT, MASCOUTAH, IL 62258-2957
Document Number	00A2638980
Instrument Date	Dec 11, 2019
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1173 FORTUNE BLVD SHILOH IL 622697377, SHILOH, IL 62269-7377

Mortgage

Document Number	00A2638980
Date	Jan 13, 2020
Instrument	2638980

Lender

Name	FCB BANKS
Address	SWANSEA, IL 62226

Agreement

Amount	Amount Recorded

January 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jan 8, 2019
Property Address	796 TOPAZ CT, MASCOUTAH, IL 62258-2957
Instrument Date	Dec 11, 2018
Instrument	2600964
Transaction Type	Construction Loan
Record Updated	Jan 27, 2020
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1173 FORTUNE BLVD SHILOH IL 622697377, SHILOH, IL 62269-7377

Mortgage

Document Number	00A2600964
Date	Jan 8, 2019
Instrument	2600964

Lender

Name	FCB BK
Type	Bank
Address	SWANSEA, IL 62226

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Mascoutah Township
Municipality	Mascoutah City
Unified School District	Mascoutah Community Unit School District 19 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,980.00 (+5.25%) Homeowner's exemption	$110,965 (+7.58%) Land $15,326 Building $95,639	$332,895 (+7.58%) Land $45,978 Building $286,917
2024	$7,582.00 (+24,358.06%)	$103,146 (+62.44%) Land $14,246 Building $88,900	$309,438 (+62.44%) Land $42,738 Building $266,700
2022		$63,497 Land $8,887 Building $54,610	$190,491 Land $26,661 Building $163,830
2019	$31.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MASCOUTAH serves 8,759 people · EPA ID IL1630800
Water Source	Purchased surface water from S L M WATER COMMISSION
Last State Inspection	Jan 2025
Lead	5 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: ClearWave, Verizon.

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