792 Topaz Ct, Mascoutah, IL 62258 Property Records

St. Clair County property record for 792 Topaz Ct, Mascoutah, IL 62258

Property Summary

Property Type	Single Family Home
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$302,500 (Oct 2021)
Tax Bill	$7,003 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Jan 2022 Line of Credit + 2 more
APN	`10-29-0-316-042`

Property Details

APN / Parcel Number

Primary APN	`10-29-0-316-042`

Exterior

Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	792 TOPAZ CT
City	MASCOUTAH
State	IL
Zip	62258-2957
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROWN POINTE PH 4 FINAL PL LOT 48 A02723677
Legal Subdivision	CROWN POINTE
Legal Phase	4
Legal Lot Number	48
Jurisdiction	ST CLAIR IL
Township / Civil Division	MASCOUTAH
Census Block Group	1
Census Block	1106
Census Tract	504357

Owner

792 Topaz Ct is owned and occupied by two individuals who bought it in October 2021.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	792 TOPAZ CT, MASCOUTAH, IL 62258-2957
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2023	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jan 10, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Oct 29, 2021	Warranty Deed, Transfer ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW
Mar 17, 2021	Warranty Deed, Transfer · Construction Mortgage THE FARMERS & MERCHANTS NATIONAL BA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2021 · Amount on File
Deed Sale	Oct 29, 2021 · Amount on File
Prior Sale	Mar 17, 2021 · Amount on File
Deed Document Number	20212723677
Prior Transfer Date	Mar 15, 2021
Prior Transfer Doc	0002691788
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	792 TOPAZ CT, MASCOUTAH, IL 62258-2957
Transaction Type	Mortgage
Record Updated	May 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	792 TOPAZ CT, MASCOUTAH, IL 62258-2957

Mortgage

Document Number	0A02779755
Date	Apr 27, 2023
Instrument	A02779755

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	May 10, 2053

Interest

Rate Type	Adjustable Rate
Rate	8.12%
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	792 TOPAZ CT, MASCOUTAH, IL 62258-2957
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	792 TOPAZ CT, MASCOUTAH, IL 62258-2957

Mortgage

Document Number	0A02732697
Date	Jan 10, 2022
Instrument	A02732697

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Oct 29, 2021
Property Address	792 TOPAZ CT, MASCOUTAH, IL 62258-2957
Document Number	0A02723677
Map Reference	DOC A02594663
Instrument Date	Oct 28, 2021
Instrument	A02723677
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$453.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	792 TOPAZ CT, MASCOUTAH, IL 62258-2957

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 17, 2021
Property Address	792 TOPAZ CT, MASCOUTAH, IL 62258-2957
Document Number	0A02691788
Map Reference	DOC A02594663
Instrument Date	Mar 15, 2021
Instrument	A02691788
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$48.75
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1173 FORTUNE BLVD, SHILOH, IL 62269-7377

Mortgage

Document Number	0A02691789
Date	Mar 17, 2021
Instrument	A02691789

Lender

Name	THE FARMERS & MERCHANTS NATIONAL BA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 12, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 792 Topaz Ct was $7,003 with exemptions applied.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Mascoutah Township
Municipality	Mascoutah City
Unified School District	Mascoutah Community Unit School District 19 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,003.00	$121,381 Land $16,743 Building $104,638	$364,143 Land $50,229 Building $313,914
2022		$93,842 Land $12,944 Building $80,898	$281,526 Land $38,832 Building $242,694
2019	$30.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 792 Topaz Ct; there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 792 Topaz Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MASCOUTAH serves 8,759 people · EPA ID IL1630800
Water Source	Purchased surface water from S L M WATER COMMISSION
Last State Inspection	Jan 2025
Lead	5 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: ClearWave, Verizon.

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