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796 NW 10th Ter, Stuart, FL 34994 Property Records

Martin County property record for 796 NW 10th Ter, Stuart, FL 34994

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,514 sqft · built 1981
Owner2 Individual Names on File
Last Sale$55,000 (Jun 1999)
Tax Bill$571 (2025)
Deeds & MortgagesMar 2023 Transfer
Dec 2018 Mortgage
Flood ZoneZone X (moderate risk)
APN32-37-41-016-006-0796.0-1-0000

Property Details

APN / Parcel Number

Primary APN32-37-41-016-006-0796.0-1-0000
Alternative APNs
  • 32-37-41-016-006-07960-1
  • 8848

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,514 sqft Living Area
1st Floor Area1,514 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleCondo/Apartment
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeMansard
Roof MaterialBuilt-Up Asphalt

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number8848
Street Address796 NW 10TH TER
CitySTUART
StateFL
Zip34994-9567
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionGARDEN VILLAS CONDO - PHASE II BLDG F UNIT 796
Legal Range41E
Legal Township37S
Legal Section32
Legal SubdivisionGARDEN VILLAS CONDO
Legal Block2
Legal Lot Number796
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group2
Census Block2014
Census Tract300

Owner

796 NW 10th Ter, a condominium, is owned and occupied by two individuals who acquired it in February 2023.

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address796 NW 10TH TER, STUART, FL 34994-9567
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2023Intrafamily Transfer, Transfer
Dec 21, 2018Deed of Trust, Mortgage · Commercial Mortgage
SEACOAST NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 21, 1999 · Amount on File
Deed SaleJun 21, 1999 · Amount on File
Prior SaleAug 2, 1995 · Amount on File
Deed Book / Page1402 / 627
Last Transfer DateFeb 28, 2023
Transfer Doc0033612367
Record UpdatedOct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARTIN FL
Recording DateMar 1, 2023
Property Address796 NW 10TH TER, STUART, FL 34994-9567
Document Number0033612367
Book / Page3361 / 2367
Map ReferenceMB 506 PG 2665
Instrument DateFeb 28, 2023
Instrument3004258
Transaction TypeTransfer
Record UpdatedMar 16, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address796 NW 10TH TER, STUART, FL 34994-9567

Transferred To (Grantee/Buyer)

NameVerified Name
Address796 NW 10TH TER, STUART, FL 34994-9567

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address796 NW 10TH TER, STUART, FL 34994-9567
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030330939
DateDec 21, 2018
Book Page3033/0939
Instrument2731196
Lender
NameSEACOAST NATIONAL BANK
TypeBank
AddressSTUART, FL 34995
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term180 Months
DueDec 11, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 796 NW 10th Ter was $571 with a homeowner's exemption, down 0.7% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$571.00 (-0.7%) Homeowner's exemption$78,492$199,850 Building $199,850
2024$575.00 (+2.68%)
2023$560.00 (+2.38%) Additional exemption filed$74,059 (+3%)$191,520 (+21.05%) Building $191,520
2022$547.00 Homeowner's exemption$71,902$158,210 Building $158,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 796 NW 10th Ter in Zone X, an area of moderate flood risk, though there have been 30 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 110 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies120 units insured
incl. 10 condo units
Nearby Flood Claims30 (1983–2017)
Claims Outside the SFHA6 of 30
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Frances, Sep 2004 · 16 claims
  • Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 796 NW 10th Ter is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: Verizon.

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