Martin County property record for 784 NW 10th Ter, Stuart, FL 34994 · Last verified April 2026
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,514 sqft · built 1981 |
| Lot Size | 1.36 acres (59,300 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Dec 2023) |
| Tax Bill | $3,612 (2024) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Apr 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 32-37-41-016-005-0784.0-9-0000 |
| Primary APN | 32-37-41-016-005-0784.0-9-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,514 sqft Living Area |
| 1st Floor Area | 1,514 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Mansard |
| Roof Material | Built-Up Asphalt |
| Lot Area | 59,300 sqft (1.36 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 784 NW 10TH TER |
|---|---|
| City | STUART |
| State | FL |
| Zip | 34994-9567 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | GARDEN VILLAS CONDO - PHASE II BLDG E UNIT 784 |
| Legal Range | 41E |
| Legal Township | 37S |
| Legal Section | 32 |
| Legal Subdivision | GARDEN VILLAS CONDO |
| Legal Block | 2 |
| Legal Lot Number | 784 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | STUART |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 300 |
Source: Martin County records · APN 32-37-41-016-005-0784.0-9-0000
Assessment roll updated August 27, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 784 NW 10TH TER, STUART, FL 34994-9567 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 20, 2023 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Apr 08, 2020 | Quit Claim Deed, Transfer · Line of Credit SEACOAST NATIONAL BANK |
| Apr 17, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 20, 2023 · Amount on Record |
| Deed Sale | Dec 20, 2023 · Amount on Record |
| Prior Sale | Oct 05, 2012 · Amount on Record |
| Prior Transfer Date | Mar 24, 2020 |
| Prior Transfer Doc | 0031240452 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Dec 20, 2023 |
| Property Address | 784 NW 10TH TER, STUART, FL 34994-9567 |
| Document Number | 0034121232 |
| Book / Page | 3412 / 1232 |
| Map Reference | MB 506 PG 2665 |
| Instrument Date | Dec 15, 2023 |
| Instrument | 3050415 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2024 |
| Title Company | OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TTL AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 662 SE VOLTAIR TER, PORT SAINT LUCIE, FL 34983-3867 |
| Name | Verified Name |
|---|---|
| Address | 784 NW 10TH TER, STUART, FL 34994-9567 |
| Document Number | 0034121235 |
|---|---|
| Date | Dec 20, 2023 |
| Instrument | 3412/1235 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Apr 08, 2020 |
| Property Address | 784 NW 10TH TER, STUART, FL 34994-9567 |
| Document Number | 0031221752 |
| Book / Page | 3122 / 1752 |
| Instrument Date | Mar 27, 2020 |
| Instrument | 2809238 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 784 NW 10TH TER, STUART, FL 34994-9567 |
| Document Number | 0031221755 |
|---|---|
| Date | Apr 08, 2020 |
| Book Page | 3122/1755 |
| Instrument | 2809239 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34995 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Mar 23, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Apr 17, 2020 |
| Property Address | 784 NW 10TH TER, STUART, FL 34994-9567 |
| Document Number | 0031240452 |
| Book / Page | 003124 / 000452 |
| Instrument Date | Mar 24, 2020 |
| Instrument | 2810423 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 784 NW 10TH TER STUART FL 349949567, STUART, FL 34994-9567 |
Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $219,830 (+159.37%) Building $219,830 | $219,830 (+4.35%) Building $219,830 | |
| 2024 | $3,612.00 (+396.15%) | ||
| 2023 | $728.00 (+5.97%) Additional exemption filed | $84,756 (+3%) | $210,670 (+21.05%) Building $210,670 |
| 2022 | $687.00 Homeowner's exemption | $82,288 | $174,030 Building $174,030 |
Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850003002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Coastal | Yes |
| Flood Insurance Cost | Premium on Record median of 110 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 120 units insured 10 under condo master policies |
| Nearby Flood Claims | 30 (1983–2017) |
| Claims Outside the SFHA | 6 of 30 |
| Most Recent Claim | Sep 2017, tidal / storm surge, Hurricane Irma |
| Claims By Storm |
|
| Wildfire Risk | Low above 3% of the US · above 3% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 5,882 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 130 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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