796 del Riego Ave, Encinitas, CA 92024 Property Records

San Diego County property record for 796 del Riego Ave, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.5 ba · 2,066 sqft · built 1980
Lot Size	0.204 acres (8,900 sqft)
Owner	Company Name on Record
Tax Bill	$2,605 (2025)
Deeds & Mortgages	Sep 2020 Reverse Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`256-162-30-00`

Property Details

APN / Parcel Number

Primary APN	`256-162-30-00`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,066 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	8,900 sqft (0.204 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	796 DEL RIEGO AVE
City	ENCINITAS
State	CA
Zip	92024-2317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	BLK E LOT 31 TR 002118
Legal Subdivision	AVOCADO ACRES
Legal Tract	002118
Legal Block	E
Legal Lot Number	31
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2006
Census Tract	17603

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	796 DEL RIEGO AVE, ENCINITAS, CA 92024-2317
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2020	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Sep 11, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 25, 2015
Transfer Doc	0000160379
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	796 DEL RIEGO AVE, ENCINITAS, CA 92024-2317
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	796 DEL RIEGO AVE, ENCINITAS, CA 92024-2317

Mortgage

Document Number	0000545347
Date	Sep 16, 2020
Instrument	2020-0545347

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.67%
Type Change Date	Oct 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	796 DEL RIEGO AVE, ENCINITAS, CA 92024-2317
Document Number	0000545348
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Sep 24, 2020
Title Company	TICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	796 DEL RIEGO AVE ENCINITAS CA 920242317, ENCINITAS, CA 92024-2317

Mortgage

Document Number	0000545348
Date	Sep 16, 2020
Instrument	545348

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	996 Months

Interest

Rate Type	Adjustable Rate
Rate	2.67%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$199,090 (+2%) Land $47,799 Building $151,291
2025	$2,605.00 (+12.48%) Homeowner's exemption	$195,187 (+4.04%) Land $46,862 Building $148,325
2023	$2,316.00 (-0.47%) Homeowner's exemption	$187,610 Land $45,044 Building $142,566
2022	$2,327.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Spectrum.

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