Hamilton County property record for 7951 Cooper Rd, Cincinnati, OH 45242
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,469 sqft · built 1930 |
| Lot Size | 0.33 acres (14,418 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $83,500 (Dec 1990) |
| Tax Bill | $6,807 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Mar 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 603-0004-0046-00 |
| Primary APN | 603-0004-0046-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,469 sqft Living Area |
| 1st Floor Area | 1,829 sqft |
| 2nd Floor Area | 640 sqft |
| Basement Area | 1,829 sqft |
| Finished Basement | 683 sqft |
| Year Built | Built 1930 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 14,418 sqft (0.33 acres) |
| Lot Dimensions | 165 ft deep x 86 ft wide |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 426 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 7951 COOPER RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45242-7330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COOPER STREET 86 X 165 PT LOTS 12-13 N TERWILLIGERS SUB |
| Legal Subdivision | N TERWILLIGERS SUB |
| Legal Lot Number | 12-13 13 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 24402 |
7951 Cooper Rd is owned and occupied by two individuals who bought it in December 1990.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7951 COOPER RD, CINCINNATI, OH 45242-7330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 13, 2024 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Mar 23, 2023 | Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 24, 1990 · Amount on File |
| Deed Sale | Dec 24, 1990 · Amount on File |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7951 COOPER RD, CINCINNATI, OH 45242-7330 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2024 |
| Title Company | OLD TOWN TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 7951 COOPER RD, CINCINNATI, OH 45242-7330 |
| Document Number | 0000016428 |
|---|---|
| Date | Mar 13, 2024 |
| Book Page | 15122/828 |
| Instrument | 2024-0016428 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | 8805 GOVERNORS HILL DR, CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 5.75% |
| Max Rate At Change | 9.75% |
| Index | 1-Year CMT |
| Max Rate | 13.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7951 COOPER RD, CINCINNATI, OH 45242-7330 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7651 COOPER RD, CINCINNATI, OH 45242-7144 |
| Document Number | 0000019740 |
|---|---|
| Date | Mar 23, 2023 |
| Book Page | 14879/977 |
| Instrument | 2023-0019740 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 10, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 7951 Cooper Rd was $6,807, up 2.3% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Montgomery City |
| Unified School District | Sycamore Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,807.00 (+2.33%) | $132,965 (+%) Land $38,489 Building $94,476 | |
| 2024 | $6,652.00 (-0.54%) | $132,964 (-) Land $38,489 Building $94,475 | |
| 2023 | $6,688.00 (-3.71%) | $132,964 (+15.39%) Land $38,489 Building $94,475 | $379,900 Land $109,970 Building $269,930 |
| 2022 | $6,946.00 Homeowner's exemption | $115,227 Land $38,493 Building $76,734 | |
| 2020 | $329,220 Land $109,980 Building $219,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7951 Cooper Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7951 Cooper Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN HILL CITY PWS serves 15,000 people · EPA ID OH3101112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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