Hamilton County property record for 7945 Cooper Rd, Cincinnati, OH 45242
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,761 sqft · built 1900 |
| Lot Size | 0.247 acres (10,759 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Jan 2018) |
| Tax Bill | $7,522 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Dec 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 603-0004-0047-00 |
| Primary APN | 603-0004-0047-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,761 sqft Living Area |
| Gross Area | 3,649 sqft |
| 1st Floor Area | 1,553 sqft |
| 2nd Floor Area | 1,208 sqft |
| Basement Area | 360 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 10,759 sqft (0.247 acres) |
| Lot Dimensions | 165 ft deep x 66 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 7945 COOPER RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45242-7330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AHOD |
| Legal Description | COOPER ST 66 X 165 PT LOT 12 N TERWILLIGERS SUB |
| Legal Subdivision | TERWILLIGERS SUB |
| Legal Lot Number | 12 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 24402 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7945 COOPER RD, CINCINNATI, OH 45242-7330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Dec 15, 2022 | Deed of Trust, Mortgage · Line of Credit GENERAL ELECTRIC CU |
| May 15, 2020 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE |
| Jan 23, 2018 | Warranty Deed, Transfer · Line of Credit GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 23, 2018 · Amount on Record |
| Deed Sale | Jan 23, 2018 · Amount on Record |
| Prior Sale | Sep 6, 1995 |
| Deed Document Number | 20186592 |
| Prior Transfer Date | Sep 9, 2011 |
| Prior Transfer Doc | 0000000830 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7945 COOPER RD, CINCINNATI, OH 45242-7330 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000025335 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | 14364/855 |
| Instrument | 2021-0025335 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7945 COOPER RD, CINCINNATI, OH 45242-7330 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000113361 |
|---|---|
| Date | Dec 15, 2022 |
| Book Page | 14814/72 |
| Instrument | 2022-0113361 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45241 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 6, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7945 COOPER RD, CINCINNATI, OH 45242-7330 |
| Document Number | 0000048053 |
| Instrument Date | May 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7945 COOPER RD CINCINNATI OH 452427330, CINCINNATI, OH 45242-7330 |
| Document Number | 0000048053 |
|---|---|
| Date | May 21, 2020 |
| Book Page | 014173/002341 |
| Instrument | 48053 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 23, 2018 |
| Property Address | 7945 COOPER RD, CINCINNATI, OH 45242-7330 |
| Document Number | 0000006592 |
| Book / Page | 013589 / 001220 |
| Instrument Date | Jan 17, 2018 |
| Instrument | 6592 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,050.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7945 COOPER RD CINCINNATI OH 452427330, CINCINNATI, OH 45242-7330 |
| Document Number | 6594 |
|---|---|
| Date | Jan 23, 2018 |
| Book Page | 013589/001224 |
| Instrument | 6594 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 22, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Montgomery City |
| Unified School District | Sycamore Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,522.00 (+2.38%) | $147,007 (-) Land $49,714 Building $97,293 | $420,020 (-) Land $142,040 Building $277,980 |
| 2024 | $7,347.00 (+13.5%) | $147,007 (+14.17%) Land $49,714 Building $97,293 | |
| 2023 | $6,473.00 (-12.31%) | $128,765 (+5.11%) Land $49,714 Building $79,051 | $420,020 (+20.01%) Land $142,040 Building $277,980 |
| 2022 | $7,382.00 Homeowner's exemption | $122,500 Land $49,679 Building $72,821 | |
| 2020 | $350,000 Land $141,940 Building $208,060 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN HILL CITY PWS serves 15,000 people · EPA ID OH3101112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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