7950 Gaines Rd, Cincinnati, OH 45247 Property Records

Hamilton County property record for 7950 Gaines Rd, Cincinnati, OH 45247

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,434 sqft · built 1974
Lot Size3.59 acres (156,555 sqft)
OwnerIndividual Name on Record
Last Sale$225,900 (May 2016)
Tax Bill$7,153 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN510-0221-0040-00

Property Details

APN / Parcel Number

Primary APN510-0221-0040-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,434 sqft Living Area
1st Floor Area1,352 sqft
2nd Floor Area1,352 sqft
Upper Floors Area1,082 sqft
Basement Area1,352 sqft
Finished Basement600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area156,555 sqft (3.59 acres)
Garage TypeAttached
Garage Area560 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area240 sqft
Patio Area602 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address7950 GAINES RD
CityCINCINNATI
StateOH
Zip45247-3420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGAINES RD 3.594 ACS R1-T2-S19 NE
Legal Range01
Legal Township02
Legal Section19
JurisdictionHAMILTON OH
Township / Civil DivisionCOLERAIN
Census Block Group3
Census Block3005
Census Tract20707

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7950 GAINES RD, CINCINNATI, OH 45247-3420
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 4, 2016 · Amount on Record
Deed SaleMay 4, 2016 · Amount on Record
Deed Document Number0000039511
Deed Book / Page013160 / 002437
Last Transfer DateMay 5, 2016
Transfer Doc0000039511
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address7950 GAINES RD, CINCINNATI, OH 45247-3420
Document Number0000001043
Instrument DateDec 30, 2020
Transaction TypeMortgage
Record UpdatedMar 25, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7950 GAINES RD CINCINNATI OH 452473420, CINCINNATI, OH 45247-3420

Mortgage

Document Number0000001043
DateJan 5, 2021
Book Page014327/001621
Instrument1043
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 4, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionColerain Township
Unified School DistrictNorthwest Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,153.00 (+7.39%)$123,704 (-) Land $43,274 Building $80,430
2024$6,661.00 (-0.3%)$123,704 (-) Land $43,274 Building $80,430
2023$6,681.00 (+13.89%)$123,704 (+39.69%) Land $43,274 Building $80,430$353,440 (+39.69%) Land $123,640 Building $229,800
2022$5,866.00 Homeowner's exemption$88,554 Land $38,773 Building $49,781
2020$253,010 Land $110,780 Building $142,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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