7950 Citadel Dr, Severn, MD 21144 Property Records

Anne Arundel County property record for 7950 Citadel Dr, Severn, MD 21144

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,101 sqft · built 1973
Lot Size	0.214 acres (9,359 sqft)
Owner	Individual Name on Record
Last Sale	$381,000 (Jul 2018)
Tax Bill	$3,695 (2023)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-605-02594960`

Property Details

APN / Parcel Number

Primary APN	`04-605-02594960`
Alternative APNs	`460502594960` `60502594960`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,101 sqft Total Area
1st Floor Area	1,183 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,359 sqft (0.214 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	44 sqft
Patio Area	416 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	60502594960
Old Parcel Number	460502594960
Street Address	7950 CITADEL DR
City	SEVERN
State	MD
Zip	21144-1518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 46 BK L SC 2 PL 4 7950 CITADEL DR THE PROVINCES
Legal Section	2
Legal Subdivision	PROVINCES 04 SEC 02
Legal Block	L
Legal Lot Number	46
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	1
Census Block Group	3
Census Block	3014
Census Tract	740103

Owner

Source: Anne Arundel County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7950 CITADEL DR, SEVERN, MD 21144-1518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Jul 23, 2018	Deed, Transfer · Conventional Mortgage THE COLUMBIA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2018 · Amount on Record
Deed Sale	Jul 23, 2018 · Amount on Record
Prior Sale	Sep 27, 2006 · Amount on Record
Deed Document Number	0003232526
Deed Book / Page	32325 / 26
Record Updated	Jun 7, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	7950 CITADEL DR, SEVERN, MD 21144-1518
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7950 CITADEL DR, SEVERN, MD 21144-1518

Mortgage

Document Number	0359540022
Date	Jan 15, 2021
Book Page	35954/22

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Oct 1, 2050

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 23, 2018
Property Address	7950 CITADEL DR, SEVERN, MD 21144-1518
Document Number	0323250026
Book / Page	32325 / 026
Map Reference	MB42 PL45
Instrument Date	Jun 29, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	GREATER MARYLAND TITKLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,762.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7950 CITADEL DR, SEVERN, MD 21144-1518

Mortgage

Document Number	0003232533
Date	Jul 23, 2018
Instrument	32325/33

Lender

Name	THE COLUMBIA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,695.00 Homeowner's exemption	$361,367	$407,300 Land $197,000 Building $210,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MD AMERICAN WATER PROVINCES private · serves 3,886 people · EPA ID MD0020029
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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