Anne Arundel County property record for 7948 Citadel Dr, Severn, MD 21144
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,346 sqft · built 1973 |
| Lot Size | 0.221 acres (9,605 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $341,000 (Jun 2017) |
| Tax Bill | $4,563 (2025) |
| Deeds & Mortgages | Jan 2024 Second Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-605-05825400 |
| Primary APN | 04-605-05825400 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,346 sqft Living Area |
| Gross Area | 2,997 sqft |
| 1st Floor Area | 1,428 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,605 sqft (0.221 acres) |
| Garage Type | Attached |
| Garage Area | 651 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 44 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 60505825400 |
|---|---|
| Street Address | 7948 CITADEL DR |
| City | SEVERN |
| State | MD |
| Zip | 21144-1517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 32 BK L SC 2 PL 4 THE PROVINCES |
| Legal Subdivision | THE PROVINCES |
| Legal Block | L |
| Legal Lot Number | 32 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 740103 |
7948 Citadel Dr is owned and occupied by two individuals who bought it in June 2017.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7948 CITADEL DR, SEVERN, MD 21144-1517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 22, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Feb 22, 2021 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Jun 23, 2017 | Grant Deed, Transfer · VA Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2017 · Amount on File |
| Deed Sale | Jun 23, 2017 · Amount on File |
| Prior Sale | Jul 3, 2012 · Amount on File |
| Deed Document Number | 201731087-030 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 7948 CITADEL DR, SEVERN, MD 21144-1517 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 7948 CITADEL DR, SEVERN, MD 21144-1517 |
| Document Number | 0401900023 |
|---|---|
| Date | Jan 22, 2024 |
| Book Page | 40190/23 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 7948 CITADEL DR, SEVERN, MD 21144-1517 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 7948 CITADEL DR, SEVERN, MD 21144-1517 |
| Document Number | 0361800211 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 36180/211 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Nov 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 23, 2017 |
| Property Address | 7948 CITADEL DR, SEVERN, MD 21144-1517 |
| Document Number | 0310870030 |
| Book / Page | 031087 / 000030 |
| Instrument Date | Jun 15, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2017 |
| Title Company | TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO. |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $341.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7948 CITADEL DR SEVERN MD 211441517, SEVERN, MD 21144-1517 |
| Document Number | 310870037 |
|---|---|
| Date | Jun 23, 2017 |
| Book Page | 031087/000037 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 22, 2047 |
The 2025 property tax bill for 7948 Citadel Dr was $4,563 with a homeowner's exemption.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $443,667 | $485,400 Land $216,800 Building $268,600 | |
| 2025 | $4,563.00 | ||
| 2023 | $3,839.00 Homeowner's exemption | $374,800 | $422,800 Land $197,600 Building $225,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7948 Citadel Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7948 Citadel Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MD AMERICAN WATER PROVINCES private · serves 3,886 people · EPA ID MD0020029 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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