795 River Rd, Deerfield, MA 01342 Property Records

Franklin County and Deerfield Town property record for 795 River Rd, Deerfield, MA 01342

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 2,856 sqft · built 1900
Lot Size	0.87 acres (37,897 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Oct 2024)
Tax Bill	$5,126 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2021 Sale & Mortgage + 2 more
APN	`DEER M:22 L:14`

Property Details

APN / Parcel Number

Primary APN	`DEER M:22 L:14`
Alternative APNs	`M:0005 B:0000 L:0020` `5 0 20`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,856 sqft Living Area
Gross Area	4,655 sqft
Basement Area	730 sqft
Unfinished Basement	730 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	37,897 sqft (0.87 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	5 0 20
Street Address	795 RIVER RD
City	DEERFIELD
State	MA
Zip	01342-9756
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	CII
Legal Lot Number	14
Jurisdiction	DEERFIELD MA
Township / Civil Division	DEERFIELD
Census Block Group	1
Census Block	1029
Census Tract	40900

Owner

Source: Franklin County and Deerfield Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	795 RIVER RD, DEERFIELD, MA 01342-9756
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Deed of Trust, Mortgage FRANKLIN FIRST FEDERAL CREDIT UNION
Aug 19, 2021	Quit Claim Deed, Transfer · FHA Mortgage NAVY FCU
Mar 12, 2018	Deed of Trust, Mortgage FRANKLIN FIRST FCU
Sep 5, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FRANKLIN FIRST FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2024 · Amount on Record
Deed Sale	Oct 31, 2024 · Amount on Record
Prior Sale	Aug 19, 2021 · Amount on Record
Deed Document Number	202410103
Deed Book / Page	8395 / 246
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEERFIELD MA
Property Address	795 RIVER RD, DEERFIELD, MA 01342-9756
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008578-302
Date	Dec 11, 2025
Book Page	8578/302
Instrument	11386

Lender

Name	FRANKLIN FIRST FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded
Term	169 Months
Due	Jan 1, 2040

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DEERFIELD MA
Recording Date	Aug 19, 2021
Property Address	795 RIVER RD, DEERFIELD, MA 01342-9756
Document Number	007831-293
Book / Page	7831 / 293
Instrument Date	Aug 19, 2021
Instrument	10502
Transaction Type	Transfer
Record Updated	Apr 18, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1558 MAIN ST # 2, 2, WORCESTER, MA 01603-1241

Mortgage

Document Number	0000010503
Date	Aug 19, 2021
Instrument	10503

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEERFIELD MA
Property Address	795 RIVER RD, DEERFIELD, MA 01342-9756
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7169-230
Date	Mar 12, 2018
Book Page	7169/230
Instrument	2274

Lender

Name	FRANKLIN FIRST FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Mar 1, 2028

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEERFIELD MA
Property Address	795 RIVER RD, DEERFIELD, MA 01342-9756
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7416-147
Date	Sep 5, 2019
Book Page	7416/147
Instrument	9127

Lender

Name	FRANKLIN FIRST FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2039

Tax Assessment & Valuation

Source: Franklin County and Deerfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
County Subdivision	Deerfield Town
Elementary School District	Deerfield School District (PK - 06)
Secondary School District	Frontier School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,126.00 (+1.06%)	$386,900 (+5.65%) Land $131,000 Building $255,900
2024	$5,072.00 (-8.2%)	$366,200 (-0.79%) Land $119,100 Building $247,100
2023	$5,525.00	$369,100 Land $93,300 Building $275,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force
Nearby Flood Claims	7 (1984–2023)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Tropical Storm Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAN AM SOUTHERN RAILROAD private · serves 120 people · EPA ID MA1074007
Water Source	Purchased surface water from GREENFIELD WATER DEPARTMENT
Last State Inspection	May 2026
Lead	33 ppb (2026) action level 15 ppb
Copper	1.39 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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