778 River Rd, Deerfield, MA 01342 Property Records

Franklin County and Deerfield Town property record for 778 River Rd, Deerfield, MA 01342

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,882 sqft · built 1870
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$244,000 (Sep 2004)
Tax Bill	$4,897 (2025)
Deeds & Mortgages	Nov 2018 Mortgage
APN	`DEER M:22 L:29`

Property Details

APN / Parcel Number

Primary APN	`DEER M:22 L:29`
Alternative APNs	`M:0005 B:0000 L:0027` `5 0 27`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,882 sqft Living Area
Gross Area	3,356 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Other
Exterior Material	Asbestos
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	5 0 27
Street Address	778 RIVER RD
City	DEERFIELD
State	MA
Zip	01342-9756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CII
Legal Lot Number	29
Jurisdiction	DEERFIELD MA
Township / Civil Division	DEERFIELD
Census Block Group	1
Census Block	1030
Census Tract	40900

Owner

Source: Franklin County and Deerfield Town records · APN DEER M:22 L:29

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	778 RIVER RD, DEERFIELD, MA 01342-9756
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 30, 2004 · Amount on Record
Deed Sale	Sep 30, 2004 · Amount on Record
Deed Book / Page	4708 / 209
Record Updated	Jun 08, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEERFIELD MA
Property Address	778 RIVER RD, DEERFIELD, MA 01342-9756
Document Number	7282-267
Instrument Date	Nov 02, 2018
Transaction Type	Mortgage
Record Updated	Nov 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	778 RIVER RD DEERFIELD MA 013429756, DEERFIELD, MA 01342-9756

Mortgage

Document Number	7282-267
Date	Nov 07, 2018
Book Page	007282/000267
Instrument	11841

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 06, 2038

Tax Assessment & Valuation

Source: Franklin County and Deerfield Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
County Subdivision	Deerfield Town
Elementary School District	Deerfield School District (PK - 06)
Secondary School District	Frontier School District (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,897.00 (+5.38%)	$369,600 (+10.16%) Land $136,500 Building $233,100
2024	$4,647.00 (+5.88%)	$335,500 (+14.43%) Land $124,100 Building $211,400	$514,425
2023	$4,389.00	$293,200 Land $97,800 Building $195,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250110409001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force
Nearby Flood Claims	7 (1984–2023)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Tropical Storm Irene, Aug 2011 · 4 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Based on FCC filings for 15 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA1074007, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PAN AM SOUTHERN RAILROAD private · serves 120 people
Water Source	Purchased surface water from GREENFIELD WATER DEPARTMENT
Last State Inspection	May 2026
Lead	33 ppb (2026) action level 15 ppb
Copper	1.39 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.