Polk County property record for 795 River Dr, Independence, OR 97351
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 2,300 sqft · built 1960 |
| Lot Size | 0.212 acres (9,241 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $268,975 (Sep 2018) |
| Tax Bill | $3,808 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Feb 2021 Mortgage + 8 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 08421-DB-00101 |
| Primary APN | 08421-DB-00101 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 2,300 sqft Living Area |
| Gross Area | 2,900 sqft |
| 1st Floor Area | 1,150 sqft |
| Basement Area | 1,150 sqft |
| Finished Basement | 1,150 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Built-Up Asphalt |
| Lot Area | 9,241 sqft (0.212 acres) |
| Garage Area | 600 sqft |
| Parking Spaces | 4 Parking Spaces |
| Patio Area | 576 sqft |
| Balcony Area | 192 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 202125 |
|---|---|
| Street Address | 795 RIVER DR |
| City | INDEPENDENCE |
| State | OR |
| Zip | 97351-2238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | ONE STORY WITH BASEMENT |
| Legal Range | 4W |
| Legal Township | 08S |
| Legal Section | 21 |
| Legal Block | 2 |
| Jurisdiction | POLK OR |
| Township / Civil Division | MONMOUTH-INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 20305 |
Source: Polk County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 795 RIVER DR, INDEPENDENCE, OR 97351-2238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE |
| Feb 9, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Apr 24, 2018 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Nov 23, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Sep 26, 2018 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Apr 24, 2018 | Warranty Deed, Transfer TICOR TITLE |
| Mar 23, 2018 | Trustee's Deed, Foreclosure |
| Apr 24, 2018 | Trustee's Deed, Foreclosure TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Mar 5, 2018 | Trustee's Deed, Foreclosure |
| Jul 11, 2017 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2018 · Amount on Record |
| Deed Sale | Sep 26, 2018 · Amount on Record |
| Prior Sale | Apr 24, 2018 · Amount on Record |
| Deed Document Number | 201811376 |
| Prior Transfer Date | Apr 23, 2018 |
| Prior Transfer Doc | 0000004866 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Jul 21, 2026 |
| Property Address | 795 RIVER DR, INDEPENDENCE, OR 97351-2238 |
| Document Number | 0000005794 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 20265794 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 795 RIVER DR, INDEPENDENCE, OR 97351-2238 |
| Document Number | 0000005794, |
|---|---|
| Date | Jul 21, 2026 |
| Instrument | 20265794 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 795 RIVER DR, INDEPENDENCE, OR 97351-2238 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000002387 |
|---|---|
| Date | Feb 9, 2021 |
| Instrument | 2021-002387 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 795 RIVER DR, INDEPENDENCE, OR 97351-2238 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | TICOR TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000004865 |
|---|---|
| Date | Apr 24, 2018 |
| Instrument | 2018-004865 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 155 Months |
| Due | Mar 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 795 RIVER DR, INDEPENDENCE, OR 97351-2238 |
| Document Number | 0000013976 |
| Instrument Date | Nov 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 795 RIVER DR INDEPENDENCE OR 973512238, INDEPENDENCE, OR 97351-2238 |
| Document Number | 0000013976 |
|---|---|
| Date | Dec 2, 2019 |
| Instrument | 13976 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Sep 26, 2018 |
| Property Address | 795 RIVER DR, INDEPENDENCE, OR 97351-2238 |
| Document Number | 0000011376 |
| Instrument Date | Sep 26, 2018 |
| Instrument | 11376 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2018 |
| Title Company | TICOR TITLE INSURANCE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $268.98 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 795 RIVER DR INDEPENDENCE OR 973512238, INDEPENDENCE, OR 97351-2238 |
| Document Number | 11377 |
|---|---|
| Date | Sep 26, 2018 |
| Instrument | 11377 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 25, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Apr 24, 2018 |
| Property Address | 795 RIVER DR, INDEPENDENCE, OR 97351-2238 |
| Document Number | 0000004867 |
| Instrument Date | Apr 20, 2018 |
| Instrument | 2018-004867 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | TICOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 548, CORVALLIS, OR 97339-0548 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Mar 23, 2018 |
| Property Address | 795 RIVER DR, INDEPENDENCE, OR 97351-2238 |
| Document Number | 0000003559 |
| Instrument Date | Mar 14, 2018 |
| Instrument | 3559 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 29, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $126.81 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 795 RIVER DR INDEPENDENCE OR 973512238, INDEPENDENCE, OR 97351-2238 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Apr 24, 2018 |
| Property Address | 795 RIVER DR, INDEPENDENCE, OR 97351-2238 |
| Document Number | 0000004866 |
| Instrument Date | Mar 14, 2018 |
| Instrument | 4866 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 20, 2018 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $126.81 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 795 RIVER DR INDEPENDENCE OR 973512238, INDEPENDENCE, OR 97351-2238 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Mar 5, 2018 |
| Property Address | 795 RIVER DR, INDEPENDENCE, OR 97351-2238 |
| Document Number | 0000002679 |
| Instrument Date | Aug 29, 2017 |
| Instrument | 2679 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 13, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $126.81 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1499 SE TECH CENTER PL #255 VANCOUVER WA 986835550, 255, VANCOUVER, WA 98683-5550 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Jul 11, 2017 |
| Property Address | 795 RIVER DR, INDEPENDENCE, OR 97351-2238 |
| Document Number | 0000008147 |
| Instrument Date | Jul 10, 2017 |
| Instrument | 8147 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10175 SW BARBUR BLVD #214B PORTLAND OR 972195955, 214B, PORTLAND, OR 97219-5955 |
| Investor | Possibly a Property Investor |
Source: Polk County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Polk County |
| Municipality | Independence City |
| Unified School District | Central School District 13J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $214,930 (+3%) Land $60,200 Building $154,730 | $479,640 (+4.31%) Land $150,000 Building $329,640 | |
| 2025 | $3,808.00 (+3.79%) | $208,670 (+3%) Land $58,440 Building $150,230 | $459,830 (-7.08%) Land $135,000 Building $324,830 |
| 2024 | $3,669.00 (-2.5%) | $202,600 (+3%) Land $56,740 Building $145,860 | $494,840 (+3.05%) Land $137,000 Building $357,840 |
| 2023 | $3,763.00 (+8.91%) | $196,700 (+3%) Land $55,090 Building $141,610 | $480,190 (+9.57%) Land $131,000 Building $349,190 |
| 2022 | $3,455.00 | $190,980 Land $53,480 Building $137,500 | $438,260 Land $117,500 Building $320,760 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Copper | 1.45 mg/L (2021–2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Willamette Valley Fiber Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 50 |
| Alyrica Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Hunter Communications Fixed Wireless | 200 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures