Polk County property record for 695 River Dr, Independence, OR 97351 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2010 |
| Square Footage | 1,456 sqft Living Area |
| Lot Size | 8,637 sqft (0.198 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $410,000 (2023) |
| Tax Bill | $3,328.00 (2025) |
| Primary APN | 08421-DB-00109 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,456 sqft Living Area |
| Gross Area | 1,792 sqft Gross Area |
| 1st Floor | 1,456 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Utility Room | Utility Room |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Wood Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,637 sqft (0.198 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 336 sqft Garage |
| Patio Area | 96 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Commercial Water Source |
| Account Number | 202208 |
|---|---|
| Street Address | 695 RIVER DR |
| City | INDEPENDENCE |
| State | OR |
| Zip | 97351-2236 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RIVERVIEW ADDITION LOT 4 BLOCK 2 |
| Legal Range | 4W |
| Legal Township | 08S |
| Legal Section | 21 |
| Legal Subdivision | RIVERVIEW ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | POLK OR |
| Minor Civil Division | MONMOUTH-INDEPENDENCE |
| Census Blockgroup | 2 |
| Census Block | 2006 |
| Census Tract | 20305 |
Source: Polk County records · APN 08421-DB-00109
Assessment roll updated May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 695 RIVER DR, INDEPENDENCE, OR 97351-2236 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 15, 2024 | Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU |
| Jun 30, 2023 | Warranty Deed, Transfer FIRST AMERICAN |
| Jan 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS |
| Aug 14, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage BROKER SOLUTIONS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 30, 2023 · Amount on Record |
| Deed Sale | Jun 30, 2023 · Amount on Record |
| Prior Sale | Aug 14, 2018 · Amount on Record |
| Deed Doc Number | 20234916 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 695 RIVER DR, INDEPENDENCE, OR 97351-2236 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2024 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|---|
| Address | 695 RIVER DR, INDEPENDENCE, OR 97351-2236 |
| Document Number | 0000002773 |
|---|---|
| Date | Apr 15, 2024 |
| Instrument | 2024-002773 |
| Name | SELCO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | SPRINGFIELD, OR 97477 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 25, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Jun 30, 2023 |
| Property Address | 695 RIVER DR, INDEPENDENCE, OR 97351-2236 |
| Document Number | 0000004916 |
| Map Reference | VOL 5 PG 37 |
| Instrument Date | Jun 27, 2023 |
| Instrument | 2023-004916 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2023 |
| Title Company | FIRST AMERICAN |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 695 RIVER DR, INDEPENDENCE, OR 97351-2236 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 695 RIVER DR, INDEPENDENCE, OR 97351-2236 |
| Document Number | 0000001359 |
| Instrument Date | Jan 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2020 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|---|
| Address | 695 RIVER DR INDEPENDENCE OR 973512236, INDEPENDENCE, OR 97351-2236 |
| Document Number | 0000001359 |
|---|---|
| Date | Jan 30, 2020 |
| Instrument | 1359 |
| Name | BROKER SOLUTIONS |
|---|---|
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 29, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Aug 14, 2018 |
| Property Address | 695 RIVER DR, INDEPENDENCE, OR 97351-2236 |
| Document Number | 0000009574 |
| Instrument Date | Jul 13, 2018 |
| Instrument | 2018-009574 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | AMERITITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 695 RIVER DR, INDEPENDENCE, OR 97351-2236 |
| Document Number | 0000009575 |
|---|---|
| Date | Aug 14, 2018 |
| Instrument | 2018-009575 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2048 |
Source: Polk County records · Assessment roll updated May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Polk County |
| Municipality | Independence City |
| Unified School District | Central School District 13J (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $187,860 (+3%) Land $42,050 Building $145,810 | $428,120 (+8.84%) Land $150,000 Building $278,120 | |
| 2025 | $3,328.00 (+3.77%) | $182,390 (+3%) Land $40,820 Building $141,570 | $393,330 (-5.55%) Land $135,000 Building $258,330 |
| 2024 | $3,207.00 (-2.49%) | $177,080 (+3%) Land $39,630 Building $137,450 | $416,460 (+3.31%) Land $137,000 Building $279,460 |
| 2023 | $3,289.00 (+8.91%) | $171,930 (+3%) Land $38,470 Building $133,460 | $403,130 (+1.79%) Land $131,000 Building $272,130 |
| 2022 | $3,020.00 | $166,930 Land $37,350 Building $129,580 | $396,050 Land $117,500 Building $278,550 |
Source: FEMA National Flood Hazard Layer, Polk County (41053C), updated October 28, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 20% of the US · above 6% of Oregon |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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