795 Kirkwall Dr, San Marcos, CA 92069 Property Records

San Diego County property record for 795 Kirkwall Dr, San Marcos, CA 92069

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,580 sqft · built 2004
Lot Size	0.165 acres (7,178 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,736 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`220-500-02-00`

Property Details

APN / Parcel Number

Primary APN	`220-500-02-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,580 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	7,178 sqft (0.165 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	795 KIRKWALL DR
City	SAN MARCOS
State	CA
Zip	92069-8137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPA
Legal Description	LOT 2 TR 014726
Legal Subdivision	SAN MARCOS ESTATES
Legal Tract	014726
Legal Block	3
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3002
Census Tract	20021

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	795 KIRKWALL DR, SAN MARCOS, CA 92069-8137
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2022	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Apr 19, 2021	Intrafamily Transfer, Transfer · VA Mortgage QUICKEN LOANS LLC
Apr 15, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 19, 2021
Deed Sale	Apr 19, 2021
Prior Sale	Aug 26, 2015 · Amount on Record
Deed Document Number	2021299881
Prior Transfer Date	Apr 13, 2021
Prior Transfer Doc	0000299881
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	795 KIRKWALL DR, SAN MARCOS, CA 92069-8137
Transaction Type	Mortgage
Record Updated	Dec 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	795 KIRKWALL DR, SAN MARCOS, CA 92069-8137

Mortgage

Document Number	0000473466
Date	Dec 20, 2022
Instrument	2022-0473466

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 19, 2021
Property Address	795 KIRKWALL DR, SAN MARCOS, CA 92069-8137
Document Number	0000299881
Map Reference	MAP 14726
Instrument Date	Apr 13, 2021
Instrument	2021-0299881
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	795 KIRKWALL DR, SAN MARCOS, CA 92069-8137

Mortgage

Document Number	0000299882
Date	Apr 19, 2021
Instrument	2021-0299882

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	795 KIRKWALL DR, SAN MARCOS, CA 92069-8137
Document Number	0000268804
Instrument Date	Apr 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 5, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	795 KIRKWALL DR SAN MARCOS CA 920698137, SAN MARCOS, CA 92069-8137

Mortgage

Document Number	0000268804
Date	May 28, 2020
Instrument	268804

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$700,924 (+2%) Land $217,911 Building $483,013
2025	$6,736.00 (+15.2%)	$687,182 (+11.84%) Land $213,639 Building $473,543
2023	$5,847.00 (-21.21%) Homeowner's exemption	$614,421 Land $205,344 Building $409,077
2022	$7,421.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Spectrum, T-Mobile USA, Verizon.

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