787 Kirkwall Dr, San Marcos, CA 92069 Property Records

San Diego County property record for 787 Kirkwall Dr, San Marcos, CA 92069

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,152 sqft · built 2009
Lot Size	0.15 acres (6,529 sqft)
Owner	2 Individual Names on File
Last Sale	$403,500 (Sep 2009)
Tax Bill	$6,835 (2025)
Deeds & Mortgages	May 2018 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`220-500-04-00`

Property Details

APN / Parcel Number

Primary APN	`220-500-04-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,152 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	6,529 sqft (0.15 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	787 KIRKWALL DR
City	SAN MARCOS
State	CA
Zip	92069-8137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPA
Legal Description	LOT 4 TR 014726
Legal Subdivision	SAN MARCOS ESTATES
Legal Tract	014726
Legal Block	3
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3002
Census Tract	20021

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	320 BOUGAINVILLA DR, BRENTWOOD, CA 94513-5569
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2018	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Jul 30, 2020	Quit Claim Deed, Transfer UNITED FINANCE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 22, 2009 · Amount on Record
Deed Sale	Sep 22, 2009 · Amount on Record
Deed Document Number	2009526832
Last Transfer Date	Jul 24, 2020
Transfer Doc	0000418610
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	787 KIRKWALL DR, SAN MARCOS, CA 92069-8137
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000183924
Date	May 8, 2018
Instrument	2018-0183924

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	May 3, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 30, 2020
Property Address	787 KIRKWALL DR, SAN MARCOS, CA 92069-8137
Document Number	0000418610
Instrument Date	Jul 24, 2020
Instrument	418610
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	329 BOUGAINVILLA DR BRENTWOOD CA 945135569, BRENTWOOD, CA 94513-5569

Mortgage

Document Number	418611
Date	Jul 30, 2020
Instrument	418611

Lender

Name	UNITED FINANCE INC
Address	17822 17TH ST # 110, TUSTIN, CA 92780-2159

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 29, 2035

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$530,942 (+2%) Land $197,488 Building $333,454
2025	$6,835.00 (+7.37%)	$520,532 (+4.04%) Land $193,616 Building $326,916
2023	$6,366.00 (+1.77%)	$500,321 Land $186,099 Building $314,222
2022	$6,255.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Spectrum, T-Mobile USA, Verizon.

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