795 E Ridge Rd, Salisbury, NC 28144 Property Records

Rowan County property record for 795 E Ridge Rd, Salisbury, NC 28144

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,453 sqft · built 1974
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Jun 2021)
Tax Bill	$1,157 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`320A011`

Property Details

APN / Parcel Number

Primary APN	`320A011`
Alternative APN	`6337943`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,453 sqft Living Area
1st Floor Area	1,453 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2003
Exterior Material	Brick
Lot Area	23,958 sqft (0.55 acres)
Lot Dimensions	240 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	616 sqft
Porch	Porch
Porch Area	104 sqft
Deck Area	165 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	795 E RIDGE RD
City	SALISBURY
State	NC
Zip	28144-9410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20:SINGLE
Legal Description	L15-18 BLK A
Legal Subdivision	D W MYES PROPERTY
Legal Block	A
Jurisdiction	ROWAN NC
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2022
Census Tract	51302

Owner

Source: Rowan County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	795 E RIDGE RD, SALISBURY, NC 28144-9410
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jun 4, 2020	Deed of Trust, Mortgage · VA Mortgage CITYWORTH MORTGAGE LLC
Jun 11, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Dec 22, 2018	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2021 · Amount on Record
Deed Sale	Jun 11, 2021 · Amount on Record
Prior Sale	Jul 2, 2015 · Amount on Record
Deed Book / Page	1377 / 133
Prior Transfer Date	Jun 29, 2015
Prior Transfer Doc	0012540672
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	795 E RIDGE RD, SALISBURY, NC 28144-9410
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	795 E RIDGE RD, SALISBURY, NC 28144-9410

Mortgage

Document Number	0014780826
Date	Mar 10, 2026
Book Page	1478/826

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	795 E RIDGE RD, SALISBURY, NC 28144-9410
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	CLA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013490629
Date	Jun 4, 2020
Book Page	1349/629

Lender

Name	CITYWORTH MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22033

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jun 11, 2021
Property Address	795 E RIDGE RD, SALISBURY, NC 28144-9410
Document Number	0013770133
Book / Page	1377 / 133
Map Reference	PG 599
Instrument Date	Jun 11, 2021
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	775 E RIDGE RD, 775, SALISBURY, NC 28144-9410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	795 E RIDGE RD, SALISBURY, NC 28144-9410

Mortgage

Document Number	0001377134
Date	Jun 11, 2021
Instrument	1377/134

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	795 E RIDGE RD, SALISBURY, NC 28144-9410
Document Number	0013200842
Instrument Date	Dec 22, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	795 E RIDGE RD SALISBURY NC 281449410, SALISBURY, NC 28144-9410

Mortgage

Document Number	0013200842
Date	Dec 27, 2018
Book Page	001320/000842

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2048

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,157.00	$172,736 (-) Land $28,000 Building $144,736
2023	$1,157.00	$172,736 Land $28,000 Building $144,736	$172,736 Land $28,000 Building $144,736

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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