655 E Ridge Rd, Salisbury, NC 28144 Property Records

Rowan County property record for 655 E Ridge Rd, Salisbury, NC 28144 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,242 sqft · built 1953
Lot Size0.37 acres (16,117 sqft)
OwnerIndividual Name on File
Last Sale$165,000 (Sep 2022)
Tax Bill$1,041 (2025)
Deeds & MortgagesJan 2023 Sale
Nov 2022 Foreclosure
+ 2 more
Flood ZoneZone X (minimal risk)
APN320A007

Property Details

APN / Parcel Number

Primary APN320A007
Alternative APN
  • 6328245

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,242 sqft Living Area
1st Floor Area1,146 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 2010
Exterior MaterialAluminum/Vinyl
Lot Area16,117 sqft (0.37 acres)
Lot Dimensions160 ft deep x 100 ft wide
Garage TypeDetached

Exterior Amenities

PorchPorch
Porch Area176 sqft
Shed1 Shed
Shed Area140 sqft
Storage Building196 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address655 E RIDGE RD
CitySALISBURY
StateNC
Zip28144-9409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL75-76
Legal SubdivisionCOLLEGE PARK
JurisdictionROWAN NC
Township / Civil DivisionFRANKLIN
Census Block Group2
Census Block2022
Census Tract51302

Owner

Source: Rowan County records · APN 320A007

Assessment roll updated August 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address155 MOSSY OAK LN, SALISBURY, NC 28146-6969
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2023Special Warranty Deed, Transfer
Nov 17, 2022Special Warranty Deed, Foreclosure
Sep 22, 2022Trustee's Deed, Foreclosure
Feb 23, 2021Warranty Deed, Transfer · VA Mortgage
CERTAINTY HOME LOANS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 22, 2022 · Amount on Record
Deed SaleSep 22, 2022 · Amount on Record
Prior SaleFeb 23, 2021 · Amount on Record
Deed Book / Page1410 / 436
Record UpdatedSep 20, 2026

January 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionROWAN NC
Recording DateJan 23, 2023
Property Address655 E RIDGE RD, SALISBURY, NC 28144-9409
Document Number0014170012
Book / Page1417 / 12
Map ReferencePG 596
Instrument DateJan 03, 2023
Transaction TypeTransfer
Record UpdatedFeb 02, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address810 VERMONT AVE NW #HH, HH, ASHEVILLE, NC 28801

Transferred To (Grantee/Buyer)

NameVerified Name
Address155 MOSSY OAK LN, SALISBURY, NC 28146-6969

November 2022: Special Warranty Deed, Foreclosure

Document TypeSpecial Warranty Deed
JurisdictionROWAN NC
Recording DateNov 17, 2022
Property Address655 E RIDGE RD, SALISBURY, NC 28144-9409
Document Number0014130847
Book / Page1413 / 847
Map ReferencePG 595
Instrument DateNov 14, 2022
Transaction TypeForeclosure
Record UpdatedNov 30, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1500 KINCAID AVE, 1500, FISHERS, IN 46307

Transferred To (Grantee/Buyer)

NameVerified Name
Address3401 WEST END AVE STE 760W, 760W, NASHVILLE, TN 37203-1042

September 2022: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionROWAN NC
Recording DateSep 22, 2022
Property Address655 E RIDGE RD, SALISBURY, NC 28144-9409
Document Number0014100436
Book / Page1410 / 436
Map ReferencePG 596
Instrument DateSep 21, 2022
Transaction TypeForeclosure
Record UpdatedOct 04, 2022

Transaction

AmountAmount Recorded
Tax$330.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10500 KINCAID DR, FISHERS, IN 46037-9749

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateFeb 23, 2021
Property Address655 E RIDGE RD, SALISBURY, NC 28144-9409
Document Number0013680744
Book / Page1368 / 744
Map ReferencePG 596
Instrument DateFeb 22, 2021
Transaction TypeTransfer
Record UpdatedAug 24, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$318.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address655 E RIDGE RD, 655, SALISBURY, NC 28144-9409

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 E RIDGE RD, SALISBURY, NC 28144-9409

Mortgage

Document Number0013680745
DateFeb 23, 2021
Instrument1368/0745
Lender
NameCERTAINTY HOME LOANS LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,041.00$155,405 (-) Land $24,000 Building $131,405
2023$1,041.00$155,405 Land $24,000 Building $131,405$155,405 Land $24,000 Building $131,405

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 35% of the US · above 49% of North Carolina
Wildfire LikelihoodAbout 1 in 2,381 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Ridge Rd

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