Monroe County property record for 795 Caribbean Dr E, Summerland Key, FL 33042
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 984 sqft · built 1987 |
| Lot Size | 0.137 acres (6,000 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $530,000 (May 2004) |
| Tax Bill | $3,745 (2024) |
| Deeds & Mortgages | Nov 2022 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00192570-000000 |
| Primary APN | 00192570-000000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 984 sqft Living Area |
| 1st Floor Area | 984 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,000 sqft (0.137 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Area | 252 sqft |
| Pool Area | 126 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 882 sqft |
| Deck Area | 336 sqft |
| Patio Area | 336 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|
| Account Number | 1254461 |
|---|---|
| Old Parcel Number | 35662800192570000000 |
| Street Address | 795 CARIBBEAN DR E |
| City | SUMMERLAND KEY |
| State | FL |
| Zip | 33042-4842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 5 LT 26 SUMMERLAND KEY COVE ADDITION NO 5 PB5-40 SUMMERLAND KEY OR537-911 OR798-1126 OR850-1330 OR1090-2295 OR2008-359/360 |
| Legal Range | 28E |
| Legal Township | 66S |
| Legal Section | 35 |
| Legal Subdivision | SUMMERLAND KEY COVE ADD #5 |
| Legal Block | 5 |
| Legal Lot Number | 26 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 971502 |
The current owner of 795 Caribbean Dr E bought it in May 2004.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 795 CARIBBEAN DR E, SUMMERLAND KEY, FL 33042-4842 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2004 · Amount on File |
| Deed Sale | May 25, 2004 · Amount on File |
| Deed Document Number | 1446531 |
| Deed Book / Page | 2008 / 0359 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 795 CARIBBEAN DR E, SUMMERLAND KEY, FL 33042-4842 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 795 CARIBBEAN DR E, SUMMERLAND KEY, FL 33042-4842 |
| Document Number | 0032010359 |
|---|---|
| Date | Nov 14, 2022 |
| Book Page | 3201/359 |
| Instrument | 2397298 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $396,179 | $883,246 Land $660,000 Building $223,246 | |
| 2024 | $3,745.00 (+4.87%) | ||
| 2023 | $3,571.00 (+2.7%) Homeowner's exemption | $373,800 (+3%) | $818,486 (+19.72%) Land $606,000 Building $212,486 |
| 2022 | $3,477.00 Homeowner's exemption | $362,913 | $683,694 Land $468,000 Building $215,694 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 795 Caribbean Dr E in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 454 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 454 in force |
| Nearby Flood Claims | 828 (1998–2022) |
| Claims Outside the SFHA | 2 of 828 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 795 Caribbean Dr E has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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