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765 Caribbean Dr E, Summerland Key, FL 33042 Property Records

Monroe County property record for 765 Caribbean Dr E, Summerland Key, FL 33042

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,521 sqft · built 2005
Lot Size0.138 acres (6,000 sqft)
OwnerIndividual Name on Record
Last Sale$40,000 (Feb 1977)
Tax Bill$7,330 (2024)
Deeds & MortgagesJul 2021 Transfer
Flood ZoneZone AE (high risk)
APN00192600-000000

Property Details

APN / Parcel Number

Primary APN00192600-000000
Alternative APNs
  • 35662800192600000000
  • 1254495

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories3 Stories
Building Area1,521 sqft Living Area
1st Floor Area1,522 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2015
Exterior MaterialCombination
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,000 sqft (0.138 acres)
Lot Dimensions100 ft deep x 60 ft wide
Garage TypeCovered
Garage Area303 sqft
PorchOpen Porch
Porch Area480 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1254495
Street Address765 CARIBBEAN DR E
CitySUMMERLAND KEY
StateFL
Zip33042-4842
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 5 LT 29 SUMMERLAND KEY COVE ADDITION #5 PB5-40 SUMMERLAND KEY OR440-740 OR698-224 OR703-77 OR1070-1059/64 OR1095-543/544 OR1127-274 OR3033-249 OR3115-0880
Legal Range28E
Legal Township66S
Legal Section35
Legal SubdivisionSUMMERLAND KEY COVE ADD #5
Legal Block5
Legal Lot Number29
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1052
Census Tract971502

Owner

Source: Monroe County records, as of March 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address12200 RHODEN RD, CLERMONT, FL 34715-9511
Owner TypeIndividual
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 1, 1977 · Amount on Record
Deed SaleFeb 1, 1977 · Amount on Record
Deed Book / Page703 / 77
Last Transfer DateJul 15, 2021
Transfer Doc0031150880
Record UpdatedJun 8, 2026

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateJul 27, 2021
Property Address765 CARIBBEAN DR E, SUMMERLAND KEY, FL 33042-4842
Document Number0031150880
Book / Page3115 / 880
Map ReferenceMB 5 PG 40
Instrument DateJul 15, 2021
Instrument2332129
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address919 WHITE ST, KEY WEST, FL 33040-3383

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$981,969 (+8.1%) Land $660,000 Building $321,969$981,969 (+8.1%) Land $660,000 Building $321,969
2024$7,330.00 (+4.71%)
2023$7,000.00 (+11.16%)$908,381 (+17.43%) Land $606,000 Building $302,381$908,381 (+17.43%) Land $606,000 Building $302,381
2022$6,297.00$773,544 Land $468,000 Building $305,544$773,544 Land $468,000 Building $305,544

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 454 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies454 in force
Nearby Flood Claims828 (1998–2022)
Claims Outside the SFHA2 of 828
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 317 claims
  • Hurricane Wilma, Oct 2005 · 192 claims
  • Hurricane Georges, Sep 1998 · 295 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35

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