7949 E Hwy 86, Custer, KY 40115 Property Records

Breckinridge County property record for 7949 E Hwy 86, Custer, KY 40115 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,832 sqft · built 1981
Lot Size	1.85 acres (80,586 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Jul 2025)
Tax Bill	$758 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Aug 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`147-47`

Property Details

APN / Parcel Number

Primary APN	`147-47`
Alternative APNs	`12910` `37519`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,832 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	80,586 sqft (1.85 acres)
Parking Spaces	4 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	37519
Street Address	7949 E HIGHWAY 86
City	CUSTER
State	KY
Zip	40115-5219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAND & HOUSE & BLDG
Jurisdiction	BRECKINRIDGE KY
Township / Civil Division	MCDANIELS-HUDSON
Census Block Group	1
Census Block	1026
Census Tract	960501

Owner

Source: Breckinridge County records · APN 147-47

Assessment roll updated November 20, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7949 E HIGHWAY 86, CUSTER, KY 40115-5219
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2026	Deed of Trust, Mortgage · Closed-End Mortgage FIRST STATE BANK
Aug 18, 2025	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Jul 02, 2025	Deed, Transfer · Line of Credit FIRST STATE BANK
Nov 16, 2015	Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 02, 2025 · Amount on Record
Deed Sale	Jul 02, 2025 · Amount on Record
Prior Sale	Nov 16, 2015 · Amount on Record
Deed Document Number	2025941534
Deed Book / Page	475 / 121
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRECKINRIDGE KY
Property Address	7949 E HIGHWAY 86, CUSTER, KY 40115-5219
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7949 E HIGHWAY 86, CUSTER, KY 40115-5219

Mortgage

Document Number	00M594/233
Date	Feb 12, 2026
Book Page	M594/233
Instrument	2020950160

Lender

Name	FIRST STATE BANK
Type	Bank
Address	240 N 1ST ST, IRVINGTON, KY 40146

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Jan 26, 2027

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRECKINRIDGE KY
Property Address	7949 E HIGHWAY 86, CUSTER, KY 40115-5219
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7949 E HIGHWAY 86, CUSTER, KY 40115-5219

Mortgage

Document Number	00M585/336
Date	Aug 18, 2025
Book Page	M585/336
Instrument	2020943728

Lender

Name	FIRST STATE BANK
Type	Bank
Address	240 N 1ST ST, IRVINGTON, KY 40146

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 13, 2026

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BRECKINRIDGE KY
Recording Date	Jul 02, 2025
Property Address	7949 E HIGHWAY 86, CUSTER, KY 40115-5219
Document Number	00D475/121
Book / Page	D475 / 121
Instrument Date	Jun 20, 2025
Instrument	2020941534
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	98 SAMPSON LN, IRVINGTON, KY 40146-6000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7949 E HIGHWAY 86, CUSTER, KY 40115-5219

Mortgage

Document Number	000020/305
Date	Jul 02, 2025
Book Page	20-/305
Instrument	2020941535

Lender

Name	FIRST STATE BANK
Type	Bank
Address	240 N 1ST ST, IRVINGTON, KY 40146

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Jun 02, 2040

November 2015: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	BRECKINRIDGE KY
Recording Date	Nov 16, 2015
Property Address	7949 E HIGHWAY 86, CUSTER, KY 40115-5219
Document Number	000013/358
Book / Page	013 / 358
Instrument Date	Aug 19, 2015
Instrument	2015006347
Transaction Type	Foreclosure
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	771 CORPORATE DR STE 100, 100, LEXINGTON, KY 40503-5438
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Breckinridge County records · Assessment roll updated November 20, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Breckinridge County
Unified School District	Breckinridge County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$758.00 (+2.02%)	$76,000 (-) Land $7,000 Building $69,000	$76,000 (-) Land $7,000 Building $69,000
2023	$743.00 (-0.67%)	$76,000 (-) Land $7,000 Building $69,000	$76,000 (-) Land $7,000 Building $69,000
2022	$748.00	$76,000 Land $7,000 Building $69,000	$76,000 Land $7,000 Building $69,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Breckinridge County (21027C), updated May 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210279605011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brandenburg Communications	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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