Otsego County property record for 7949 Cedar St, Vanderbilt, MI 49795
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $59,000 (Jan 2022) |
| Tax Bill | $691 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Oct 2022 Mortgage + 1 more |
| APN | 045-130-007-015-00 |
| Primary APN | 045-130-007-015-00 |
|---|
| Lot Area | 16,553 sqft (0.38 acres) |
|---|
| Street Address | 7949 CEDAR ST |
|---|---|
| City | VANDERBILT |
| State | MI |
| Zip | 49795-5107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 15 & 16 BLK 7 ROBINSONS ADDITION TO VANDERBILT. SEC 27 T32N R3W. |
| Legal Range | 03W |
| Legal Township | 32N |
| Legal Section | 27 |
| Legal Subdivision | ROBINSONS ADD |
| Legal Block | 7 |
| Legal Lot Number | 15-16 |
| Jurisdiction | OTSEGO MI |
| Township / Civil Division | CORWITH |
| Census Block Group | 3 |
| Census Block | 3067 |
| Census Tract | 950100 |
Source: Otsego County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7949 CEDAR ST, VANDERBILT, MI 49795-5107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 9, 2023 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FINANCIAL CREDIT UNION |
| Oct 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FINANCIAL CREDIT UNION |
| Jan 24, 2022 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY FINANCIAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2022 · Amount on Record |
| Deed Sale | Jan 24, 2022 · Amount on Record |
| Deed Book / Page | 1591 / 310 |
| Prior Transfer Date | Nov 13, 2015 |
| Prior Transfer Doc | 1389/0941 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO MI |
| Property Address | 7949 CEDAR ST, VANDERBILT, MI 49795-5107 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7949 CEDAR ST, VANDERBILT, MI 49795-5107 |
| Document Number | 0000001624/0000000037 |
|---|---|
| Date | Feb 9, 2023 |
| Book Page | 0000001624/0000000037 |
| Name | COMMUNITY FINANCIAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO MI |
| Property Address | 7949 CEDAR ST, VANDERBILT, MI 49795-5107 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7949 CEDAR ST, VANDERBILT, MI 49795-5107 |
| Document Number | 0000001616/0000000759 |
|---|---|
| Date | Oct 24, 2022 |
| Book Page | 0000001616/0000000759 |
| Name | COMMUNITY FINANCIAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO MI |
| Recording Date | Jan 24, 2022 |
| Property Address | 7949 CEDAR ST, VANDERBILT, MI 49795-5107 |
| Document Number | 001591/310 |
| Book / Page | 1591 / 310 |
| Instrument Date | Dec 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7949 CEDAR ST, VANDERBILT, MI 49795-5107 |
| Document Number | 0001591312 |
|---|---|
| Date | Jan 24, 2022 |
| Instrument | 1591/312 |
| Name | COMMUNITY FINANCIAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 1, 2032 |
Source: Otsego County assessment roll, as of October 3, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Otsego County |
| County Subdivision | Corwith Township |
| Municipality | Vanderbilt Village |
| Unified School District | Vanderbilt Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $62,500 (+4.69%) | $125,000 (+4.69%) | |
| 2025 | $691.00 (-31.85%) Homeowner's exemption | $59,700 (+10.97%) | $119,400 (+10.97%) |
| 2024 | $1,014.00 (+53.17%) | ||
| 2023 | $53,800 | $107,600 | |
| 2022 | $662.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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