Otsego County property record for 7935 Cedar St, Vanderbilt, MI 49795 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $549 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2025 Mortgage + 1 more |
| APN | 045-130-007-013-00 |
| Primary APN | 045-130-007-013-00 |
|---|
| Lot Area | 16,117 sqft (0.37 acres) |
|---|
| Street Address | 7935 CEDAR ST |
|---|---|
| City | VANDERBILT |
| State | MI |
| Zip | 49795-5107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 AND 14 BLK. 7 ROBINSONS ADDITION VILLAGE OF VANDERBILT T32N R3W |
| Legal Subdivision | ROBINSONS ADD |
| Legal Block | 7 |
| Legal Lot Number | 13-14 |
| Jurisdiction | OTSEGO MI |
| Township / Civil Division | CORWITH |
| Census Block Group | 3 |
| Census Block | 3067 |
| Census Tract | 950100 |
Source: Otsego County records · APN 045-130-007-013-00
Assessment roll updated October 3, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7935 CEDAR ST, VANDERBILT, MI 49795-5107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES |
| Dec 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES |
| Aug 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FINANCIAL CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO MI |
| Property Address | 7935 CEDAR ST, VANDERBILT, MI 49795-5107 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7935 CEDAR ST, VANDERBILT, MI 49795-5107 |
| Document Number | 0000001701/0000000042 |
|---|---|
| Date | Dec 30, 2025 |
| Book Page | 0000001701/0000000042 |
| Name | CARRINGTON MORTGAGE SERVICES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO MI |
| Property Address | 7935 CEDAR ST, VANDERBILT, MI 49795-5107 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7935 CEDAR ST, VANDERBILT, MI 49795-5107 |
| Document Number | 0000001701/0000000042 |
|---|---|
| Date | Dec 30, 2025 |
| Book Page | 0000001701/0000000042 |
| Name | CARRINGTON MORTGAGE SERVICES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO MI |
| Property Address | 7935 CEDAR ST, VANDERBILT, MI 49795-5107 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7935 CEDAR ST, VANDERBILT, MI 49795-5107 |
| Document Number | 0000001611/0000000754 |
|---|---|
| Date | Aug 29, 2022 |
| Book Page | 0000001611/0000000754 |
| Name | COMMUNITY FINANCIAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 01, 2027 |
Source: Otsego County records · Assessment roll updated October 3, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Otsego County |
| County Subdivision | Corwith Township |
| Municipality | Vanderbilt Village |
| Unified School District | Vanderbilt Area Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $48,800 (+4.72%) | $97,600 (+4.72%) | |
| 2025 | $549.00 (-31.8%) Homeowner's exemption | $46,600 (+6.88%) | $93,200 (+6.88%) |
| 2024 | $805.00 (+53.04%) | ||
| 2023 | $43,600 | $87,200 | |
| 2022 | $526.00 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 143 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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