7945 Shaffer Rd, Reading, MI 49274 Property Records

Hillsdale County property record for 7945 Shaffer Rd, Reading, MI 49274 · Last verified November 2023

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Square Footage	880 sqft Living Area
Garage	576 sqft
Last Sale	$190,000 (2023)
Tax Bill	$1,843.00 (2021)

Property Details

APN / Parcel Number

Primary APN	`10-100-001-037`

Interior

Full Baths	2 Baths
Partial Baths	1 Partial Baths
Building Area	880 sqft Living Area
Basement Area	880 sqft Basement
Stories	1 Stories

Exterior

Exterior Material	Wood Siding Exterior
Parking Spaces	2 Parking Spaces
Garage Area	576 sqft Garage

Utilities and HVAC

Heating System	Forced Air Heating

Location & Zoning

Street Address	7945 SHAFFER RD
City	READING
State	MI
Zip	49274-9842
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 48, 49 & 50 SHAFFERS COVE
Legal Subdivision	SHAFFERS COVE
Legal Lot Number	48,49
Jurisdiction	HILLSDALE MI
Minor Civil Division	READING
Census Blockgroup	2
Census Block	2044
Census Tract	50400

Owner

Source: Hillsdale County records · APN 10-100-001-037

Assessment roll updated March 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6751 BANKERS RD, READING, MI 49274-9883
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 17, 2023 · Amount on Record
Deed Sale	Oct 17, 2023 · Amount on Record
Prior Sale	Oct 16, 2013
Deed Doc Number	0018591061
Deed Book / Page	1859 / 1061
Record Refreshed	Jun 07, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Oct 17, 2023
Property Address	7945 SHAFFER RD, READING, MI 49274-9842
Document Number	01859/1061
Book / Page	1859 / 1061
Map Reference	LB 5 PG 8
Instrument Date	Oct 16, 2023
Transaction Type	Transfer
Record Updated	Nov 01, 2023
Title Company	ATA NATIONAL TITLE GROUP/IN LLC, ATA NATL TTL GROUP OF IN LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,425.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1476 NORTHVIEW DR, HILLSDALE, MI 49242-9442

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6751 BANKERS RD, READING, MI 49274-9883

Mortgage

Document Number	0018591062
Date	Oct 17, 2023
Instrument	1859-1062

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

Tax Assessment & Valuation

Source: Hillsdale County records · Assessment roll updated March 1, 2023 · Last verified November 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Reading Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$78,600	$156,657 Land $18,134 Building $138,523
2021	$1,843.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsdale County (26059C), updated February 19, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 7% of the US · above 17% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.