7940 Shaffer Rd, Reading, MI 49274 Property Records

Hillsdale County property record for 7940 Shaffer Rd, Reading, MI 49274 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Square Footage1,162 sqft Living Area
Lot Size8,809 sqft (0.202 acres)
Last Sale$322,400 (2026)
Tax Bill$1,386.00 (2025)

Property Details

APN / Parcel Number

Primary APN10-100-001-002

Interior

Full Baths1 Baths
Building Area1,162 sqft Living Area
1st Floor1,162 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Exterior MaterialWood Siding Exterior
Lot Area8,809 sqft (0.202 acres)
Lot Width60 ft Width
Total Buildings2 Total Buildings

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address7940 SHAFFER RD
CityREADING
StateMI
Zip49274-9842
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 2 SHAFFERS COVE SUB SEC 3 T7S R4W
Legal Range04W
Legal Township07S
Legal Section03
Legal SubdivisionSHAFFERS COVE
Legal Lot Number2
JurisdictionHILLSDALE MI
Minor Civil DivisionREADING
Census Blockgroup2
Census Block2029
Census Tract50400

Owner

Source: Hillsdale County records · APN 10-100-001-002

Assessment roll updated August 4, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address7940 SHAFFER RD, READING, MI 49274-9842
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jul 02, 2026Warranty Deed, Transfer · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Sep 12, 2023Warranty Deed, Transfer · Conventional Mortgage
PREMIER BANK
Sep 07, 2021Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 02, 2026 · Amount on Record
Deed SaleJul 02, 2026 · Amount on Record
Prior SaleSep 12, 2023 · Amount on Record
Deed Doc Number2026624250
Deed Book / Page1925 / 805
Record RefreshedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSDALE MI
Recording DateJul 02, 2026
Property Address7940 SHAFFER RD, READING, MI 49274-9842
Document Number0000624250
Book / Page1925 / 805
Instrument DateJun 22, 2026
Instrument2026624250
Transaction TypeTransfer
Record UpdatedJul 21, 2026
Title CompanyMIDLAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$280,036.64
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7940 SHAFFER RD, READING, MI 49274-9842

Mortgage

Document Number0000624251,
DateJul 02, 2026
Instrument2026624251
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.51%
Initial TypeFixed Rate
Max Rate-1%

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSDALE MI
Recording DateSep 12, 2023
Property Address7940 SHAFFER RD, READING, MI 49274-9842
Document Number001857/978
Book / Page1857 / 978
Map ReferenceLB 5 PG 8
Instrument DateSep 08, 2023
Transaction TypeTransfer
Record UpdatedOct 05, 2023
Title CompanyDIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,362.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address7940 SHAFFER RD, READING, MI 49274-9842

Transferred To (Grantee/Buyer)

NameVerified Name
Address2601 S MAIN ST, FINDLAY, OH 45840-1029
InvestorPossibly a Property Investor

Mortgage

Document Number0018570980
DateSep 12, 2023
Instrument1857-0980
Lender
NamePREMIER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSDALE MI
Recording DateSep 07, 2021
Property Address7940 SHAFFER RD, READING, MI 49274-9842
Document Number00001806/3
Book / Page1806 / 3
Map ReferenceLB 5 PG 88
Instrument DateSep 07, 2021
Transaction TypeTransfer
Record UpdatedMay 03, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,107.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address7940 SHAFFER RD, 7940, READING, MI 49274-9842

Transferred To (Grantee/Buyer)

NameVerified Name
Address15691 CUMBERLAND ST, RIVERVIEW, MI 48193-8115

Mortgage

Document Number0000018065
DateSep 07, 2021
Instrument1806/5
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Hillsdale County records · Assessment roll updated August 4, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyHillsdale County
County SubdivisionReading Township
Unified School DistrictReading Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,386.00 (-67.76%)$127,000 (+5.13%)$253,909 (+5.06%) Land $51,000 Building $202,909
2023$120,800$241,690 Land $51,000 Building $190,690
2021$4,299.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsdale County (26059C), updated February 19, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 7% of the US · above 17% of Michigan
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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