7945 E Garfield Rd, Hesperia, MI 49421 Property Records

Oceana County property record for 7945 E Garfield Rd, Hesperia, MI 49421

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Jul 2024)
Tax Bill	$4,286 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Feb 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`019-003-200-05`

Property Details

APN / Parcel Number

Primary APN	`019-003-200-05`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Street Address	7945 E GARFIELD RD
City	HESPERIA
State	MI
Zip	49421-9566
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 3 T13N R15W. E 165 FT OF W 330 FT OF E 651 FT OF N 264 FT OF NE 1/4 OF NE 1/4. 7945 E GARFIELD RD PALC846109 ALC940593 WD
Legal Range	15W
Legal Township	13N
Legal Section	03
Jurisdiction	OCEANA MI
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1128
Census Tract	10600

Owner

7945 E Garfield Rd is owned and occupied by an individual who bought it in July 2024.

Source: Oceana County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	223 S MECHANIC AVE, FREMONT, MI 49412-1515
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Feb 24, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Aug 31, 2020	Warranty Deed, Transfer · FHA Mortgage VAN DYK MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2024 · Amount on File
Deed Sale	Jul 29, 2024 · Amount on File
Prior Sale	Aug 31, 2020 · Amount on File
Deed Document Number	20243654
Deed Book / Page	2024 / 12406
Prior Transfer Date	Jun 21, 2006
Prior Transfer Doc	2006/033340
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	7945 E GARFIELD RD, HESPERIA, MI 49421-9566
Transaction Type	Mortgage
Record Updated	Feb 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7945 E GARFIELD RD, HESPERIA, MI 49421-9566

Mortgage

Document Number	2023/20572
Date	Nov 21, 2023
Book Page	2023/20572
Instrument	202300005631

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	322 Months
Due	Sep 1, 2050

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	7945 E GARFIELD RD, HESPERIA, MI 49421-9566
Transaction Type	Mortgage
Record Updated	Mar 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7945 E GARFIELD RD, HESPERIA, MI 49421-9566

Mortgage

Document Number	02023/3121
Date	Feb 24, 2023
Book Page	2023/3121
Instrument	202300000776

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	331 Months
Due	Sep 1, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Aug 31, 2020
Property Address	7945 E GARFIELD RD, HESPERIA, MI 49421-9566
Document Number	2020/17521
Book / Page	2020 / 17521
Instrument Date	Aug 21, 2020
Instrument	202000004848
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	LIGHTHOUSE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,307.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7945 E GARFIELD RD, 7945, HESPERIA, MI 49421-9566

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7945 E GARFIELD RD, HESPERIA, MI 49421-9566

Mortgage

Document Number	2020/17524
Date	Aug 31, 2020
Book Page	2020/17524
Instrument	202000004849

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7945 E Garfield Rd was $4,286 with a homeowner's exemption, up 75.9% from the year before.

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Greenwood Township
Unified School District	Hesperia Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,800 (+8.14%) Land $136,800	$273,600 (+8.14%) Land $273,600
2025	$4,286.00 (+75.94%) Homeowner's exemption	$126,500 Land $126,500	$253,000 Land $253,000
2024	$2,436.00
2023		$80,000 Land $80,000	$160,000 (-) Land $160,000
2022	$2,114.00		$160,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7945 E Garfield Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 23, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7945 E Garfield Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: NCATS, Truestream.

Cell Coverage

5G and 4G LTE (outdoors only)

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