Oceana County property record for 7895 E Garfield Rd, Hesperia, MI 49421
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,176 sqft · built 1974 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $60,000 (Apr 1998) |
| Tax Bill | $1,378 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 019-003-200-04 |
| Primary APN | 019-003-200-04 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 1,176 sqft Gross Area |
| 1st Floor Area | 1,176 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 7895 E GARFIELD RD |
|---|---|
| City | HESPERIA |
| State | MI |
| Zip | 49421-9566 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 7895 E GARFIELD RD WD986600 SEC 3 T13N R15W. 1 A W 165 FT OF E 816 FT OF N 264 FT OF NE 1/4 |
| Legal Range | 15W |
| Legal Township | 13N |
| Legal Section | 03 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 1 |
| Census Block | 1128 |
| Census Tract | 10600 |
7895 E Garfield Rd is owned and occupied by an individual who bought it in April 1998.
Source: Oceana County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7895 E GARFIELD RD, HESPERIA, MI 49421-9566 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 1998 · Amount on File |
| Deed Sale | Apr 2, 1998 · Amount on File |
| Deed Book / Page | 98 / 6600 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 7895 E GARFIELD RD, HESPERIA, MI 49421-9566 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 201700003484 |
|---|---|
| Date | Jun 2, 2017 |
| Book Page | 2017/010728 |
| Instrument | 201700003484 |
| Name | HARBORLIGHT CU |
|---|---|
| Type | Credit Union |
| Address | WHITEHALL, MI 49461 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 10, 2047 |
The 2025 property tax bill for 7895 E Garfield Rd was $1,378 with a homeowner's exemption, up 2.4% from the year before.
Source: Oceana County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Greenwood Township |
| Unified School District | Hesperia Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $114,300 Building $114,300 | $228,600 Building $228,600 | |
| 2025 | $1,378.00 (+2.38%) Homeowner's exemption | ||
| 2024 | $1,346.00 | ||
| 2023 | $68,000 Building $68,000 | $136,000 (-) Building $136,000 | |
| 2022 | $1,168.00 | $136,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7895 E Garfield Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 7895 E Garfield Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: NCATS, Truestream.
5G and 4G LTE (outdoors only)
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