7940 Portal Way, Custer, WA 98240 Property Records

Whatcom County property record for 7940 Portal Way, Custer, WA 98240

Property Summary

Property Type	Mobile Home
Details	2 bd · 1.5 ba · 1,080 sqft · built 1991
Lot Size	2.76 acres (120,226 sqft)
Owner	2 Individual Names on File
Last Sale	$265,500 (Nov 2017)
Tax Bill	$3,132 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`400126-065336-0000`

Property Details

APN / Parcel Number

Primary APN	`400126-065336-0000`
Alternative APNs	`118529` `546951`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2007
Architectural Style	Mobile Home
Exterior Material	Metal
Roof Material	Built-Up Asphalt
Lot Area	120,226 sqft (2.76 acres)
Garage Type	Carport
Garage Area	351 sqft
Carport	Carport
Carport Area	351 sqft
Parking Spaces	2 Parking Spaces
Deck Area	544 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	118529
Street Address	7940 PORTAL WAY
City	CUSTER
State	WA
Zip	98240-9521
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R10A
Legal Description	SWLY 1/2 OF TR IN NW DAF-BEAP ON NELY LI OF PACIFIC HWY 553.4 FT SELY FR ITS INTERS WI E LI OF CO RD 54-TH NELY AT R/A TO PACIFIC HWY TO SLY BNDRY OF R/W OF I5-TH SELY ALG SD S BNDRY 230 FT-TH SWLY TO N BNDRY OF R/W OF PACIFIC HWY-TH NWLY 230 FT TO P
Legal Range	01
Legal Township	40
Legal Section	26
Jurisdiction	WHATCOM WA
Township / Civil Division	BLAINE
Census Block Group	2
Census Block	2006
Census Tract	10407

Owner

7940 Portal Way, a mobile home, is owned and occupied by two individuals who bought it in November 2017.

Source: Whatcom County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7940 PORTAL WAY, CUSTER, WA 98240-9521
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 14, 2017	Warranty Deed, Transfer · FHA Mortgage BANK OF PACIFIC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2017 · Amount on File
Deed Sale	Nov 14, 2017 · Amount on File
Prior Sale	Apr 19, 2005 · Amount on File
Deed Document Number	20171101569
Prior Transfer Date	Nov 22, 2004
Prior Transfer Doc	0001105003
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Recording Date	Sep 4, 2026
Property Address	7940 PORTAL WAY, CUSTER, WA 98240-9521
Document Number	0000000404
Instrument Date	Aug 31, 2026
Instrument	2026404
Transaction Type	Mortgage
Record Updated	Sep 14, 2026
Title Company	ROCKET TITLE GROUP LLC, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7940 PORTAL WAY, CUSTER, WA 98240-9521

Mortgage

Document Number	0000000404,
Date	Sep 4, 2026
Instrument	2026404

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Nov 14, 2017
Property Address	7940 PORTAL WAY, CUSTER, WA 98240-9521
Document Number	2171101569
Instrument Date	Nov 4, 2017
Instrument	1101569
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,730.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	7940 PORTAL WAY CUSTER WA 982409521, CUSTER, WA 98240-9521

Mortgage

Document Number	2171101570
Date	Nov 14, 2017
Instrument	1101570

Lender

Name	BANK OF PACIFIC
Type	Bank
Address	BELLINGHAM, WA 98225

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7940 Portal Way was $3,132.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,132.00	$400,782 Land $303,773 Building $97,009	$400,782 Land $303,773 Building $97,009
2022		$378,401 Land $216,280 Building $162,121	$378,401 Land $216,280 Building $162,121
2021	$2,642.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7940 Portal Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7940 Portal Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERCIE ROAD WATER ASSOCIATION private · serves 250 people · EPA ID WA5367020
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ziply Fiber.

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