7786 Portal Way, Custer, WA 98240 Property Records

Whatcom County property record for 7786 Portal Way, Custer, WA 98240

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,071 sqft · built 1946
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on File
Last Sale	$367,500 (Dec 2023)
Tax Bill	$3,101 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`400126-250121-0000`

Property Details

APN / Parcel Number

Primary APN	`400126-250121-0000`
Alternative APNs	`118586` `491870`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,071 sqft Living Area
1st Floor Area	1,071 sqft
Flooring	Carpet
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1981
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	54,450 sqft (1.25 acres)
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Patio Area	320 sqft
Storage Building	252 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	118586
Street Address	7786 PORTAL WAY
City	CUSTER
State	WA
Zip	98240-9520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10A
Legal Description	THAT PTN OF SE SW LY NELY OF PACIFIC HWY
Legal Range	01
Legal Township	40
Legal Section	26
Jurisdiction	WHATCOM WA
Township / Civil Division	BLAINE
Census Block Group	2
Census Block	2029
Census Tract	10407

Owner

7786 Portal Way is owned and occupied by two individuals who bought it in December 2023.

Source: Whatcom County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7786 PORTAL WAY, CUSTER, WA 98240-9520
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2023 · Amount on File
Deed Sale	Dec 8, 2023 · Amount on File
Prior Sale	Nov 4, 2011 · Amount on File
Deed Document Number	2023503
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Dec 8, 2023
Property Address	7786 PORTAL WAY, CUSTER, WA 98240-9520
Document Number	0001200503
Instrument Date	Dec 5, 2023
Instrument	2023-1200503
Transaction Type	Transfer
Record Updated	Dec 19, 2023
Title Company	WHATCOM LAND TITLE CO INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,885.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7786 PORTAL WAY, CUSTER, WA 98240-9520

Mortgage

Document Number	0001200504
Date	Dec 8, 2023
Instrument	2023-1200504

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Mortgage

Document Number	0001200505
Date	Dec 8, 2023
Instrument	2023-1200505

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 7786 Portal Way was $3,101.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,101.00	$396,162 Land $199,312 Building $196,850	$396,162 Land $199,312 Building $196,850
2022		$353,510 Land $179,830 Building $173,680	$353,510 Land $179,830 Building $173,680
2021	$2,408.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7786 Portal Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7786 Portal Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Custer Water Association private · serves 365 people · EPA ID WA5317050
Water Source	Groundwater
Last State Inspection	May 2021
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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