794 River Ct, Jacksonville, NC 28540 Property Records

Onslow County property record for 794 River Ct, Jacksonville, NC 28540

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,568 sqft · built 1956
Lot Size	0.253 acres (10,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$291,000 (Jun 2023)
Tax Bill	$2,215 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`418-165`

Property Details

APN / Parcel Number

Primary APN	`418-165`
Alternative APNs	`0495307000` `428121000` `495307000` `003726`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,568 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,999 sqft (0.253 acres)
Lot Dimensions	125 ft deep x 88 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	495307000
Street Address	794 RIVER CT
City	JACKSONVILLE
State	NC
Zip	28540-4920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-7
Legal Description	L27 BS NORTHWOODS
Legal Subdivision	NORTHWOODS MAP #8
Legal Block	S
Legal Lot Number	27
Jurisdiction	ONSLOW NC
Township / Civil Division	JACKSONVILLE
Census Block Group	2
Census Block	2013
Census Tract	1500

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	794 RIVER CT, JACKSONVILLE, NC 28540-4920
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · VA Mortgage ZOOM HOME LENDING LLC
Jun 23, 2023	Warranty Deed, Transfer · VA Mortgage AMERICAN SECURITY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2023 · Amount on Record
Deed Sale	Jun 23, 2023 · Amount on Record
Prior Sale	Sep 8, 2016 · Amount on Record
Deed Book / Page	5987 / 593
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	794 RIVER CT, JACKSONVILLE, NC 28540-4920
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	SAI SETTLEMENT SERVICES LLC, SUMMIT SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	794 RIVER CT, JACKSONVILLE, NC 28540-4920

Mortgage

Document Number	0065480472
Date	Mar 17, 2026
Book Page	6548/472

Lender

Name	ZOOM HOME LENDING LLC
Type	Mortgage Company
Address	LIVONIA, MI 48152

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jun 23, 2023
Property Address	794 RIVER ST, JACKSONVILLE, NC 28540-4920
Document Number	0059870593
Book / Page	5987 / 593
Map Reference	MB 4 PG 76
Instrument Date	Jun 10, 2023
Transaction Type	Transfer
Record Updated	Jul 12, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$582.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 KNOX RD, SHAPLEIGH, MI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	794 RIVER ST, JACKSONVILLE, NC 28540-4920

Mortgage

Document Number	0005987596
Date	Jun 23, 2023
Instrument	5987-596

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Municipality	Jacksonville City
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,215.00 (+2.4%)	$278,592 (+28.14%) Land $60,000 Building $218,592	$278,592 (+28.14%) Land $60,000 Building $218,592
2025	$2,163.00 (-20.71%)	$217,408 (-) Land $40,000 Building $177,408	$217,408 (-) Land $40,000 Building $177,408
2023	$2,728.00	$217,408 (-) Land $40,000 Building $177,408	$217,408 (-) Land $40,000 Building $177,408
2022	$2,728.00	$217,408 Land $40,000 Building $177,408	$217,408 Land $40,000 Building $177,408

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1996–2018)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JACKSONVILLE serves 49,093 people · EPA ID NC0467010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, T-Mobile.

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