Onslow County property record for 604 River Ct, Jacksonville, NC 28540 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,224 sqft · built 1956 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,949 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Oct 2018 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 418-173 |
| Primary APN | 418-173 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,224 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 27,007 sqft (0.62 acres) |
| Lot Dimensions | 276 ft deep x 97 ft wide |
| View / Lot | Waterfront / Beach |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 111674002 |
|---|---|
| Street Address | 604 RIVER CT |
| City | JACKSONVILLE |
| State | NC |
| Zip | 28540-4918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L19 BS NORTHWOODS |
| Legal Subdivision | LOTS 18+19 BLK S NORTHWOODS M#8 |
| Legal Block | S |
| Legal Lot Number | 19 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | JACKSONVILLE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 1500 |
Source: Onslow County records · APN 418-173
Assessment roll updated August 15, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 81, JACKSONVILLE, NC 28541-0081 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 06, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Oct 31, 2018 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Jan 30, 2019 | Loan Modification, Mortgage · Conventional Mortgage US SMALL BUSINESS ADMINISTRATI |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jun 03, 2009 |
| Transfer Doc | 0032410878 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 604 RIVER ST, JACKSONVILLE, NC 28540-4918 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0057230837 |
|---|---|
| Date | Apr 06, 2022 |
| Book Page | 5723/837 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 01, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.75% |
| Index | 5-Year CMT |
| Max Rate | 8.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 604 RIVER ST, JACKSONVILLE, NC 28540-4918 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0048540631 |
|---|---|
| Date | Oct 31, 2018 |
| Book Page | 4854/631 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 23, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 604 RIVER ST, JACKSONVILLE, NC 28540-4918 |
| Document Number | 0048910503 |
| Instrument Date | Jan 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 604 RIVER ST JACKSONVILLE NC 285404918, JACKSONVILLE, NC 28540-4918 |
| Document Number | 0048910503 |
|---|---|
| Date | Jan 30, 2019 |
| Book Page | 004891/000503 |
| Name | US SMALL BUSINESS ADMINISTRATI |
|---|---|
| Address | BIRMINGHAM, AL 35203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 29, 2049 |
Source: Onslow County records · Assessment roll updated August 15, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Municipality | Jacksonville City |
| Unified School District | Onslow County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,949.00 | $314,675 (-) Land $55,000 Building $259,675 | $314,675 (-) Land $55,000 Building $259,675 |
| 2023 | $3,949.00 | $314,675 Land $55,000 Building $259,675 | $314,675 Land $55,000 Building $259,675 |
Source: FEMA National Flood Hazard Layer, Onslow County (37133C), updated August 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371330015002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 5 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force 5 of 5 on primary residences |
| Nearby Flood Claims | 8 (1996–2018) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Sep 2018, river or lake flooding, Hurricane Florence |
| Flood Events |
|
| Wildfire Risk | Low above 6% of the US · above 4% of North Carolina |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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