794 Palmer Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 794 Palmer Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,361 sqft · built 2006
Lot Size	0.28 acres (12,232 sqft)
Owner	Individual Name on Record
Tax Bill	$1,295 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-06-09-0-00184-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-06-09-0-00184-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,361 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	12,232 sqft (0.28 acres)
Lot Dimensions	172 ft deep x 74 ft wide
Patio Area	240 sqft

Location & Zoning

Street Address	794 PALMER DR
City	HERNANDO
State	MS
Zip	38632-4549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	FAIRWAY GROVE S-D LOT 184
Legal Range	07
Legal Township	03
Legal Section	06
Legal Subdivision	FAIRWAY GROVE S-D
Legal Lot Number	184
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1000
Census Tract	71001

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	794 PALMER DR, HERNANDO, MS 38632-4549
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST SOUTH FINANCIAL CU
Oct 13, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2017
Deed Sale	Oct 13, 2017
Deed Document Number	W00837-00535
Deed Book / Page	0837 / 535
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	794 PALMER DR, HERNANDO, MS 38632-4549
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004433/616
Date	Oct 13, 2017
Book Page	4433/616
Instrument	T04433-00616

Lender

Name	FIRST SOUTH FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2027

Interest

Rate Type	Fixed Rate

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	DESOTO MS
Recording Date	Oct 13, 2017
Property Address	794 PALMER DR, HERNANDO, MS 38632-4549
Document Number	000837/535
Book / Page	0837 / 535
Map Reference	PB 60 PG 22
Instrument Date	Oct 11, 2017
Instrument	W00837-00535
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	794 PALMER DR, 794, HERNANDO, MS 38632-4549

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3179 DELK DR, THE VILLAGES, FL 32163-4207

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,295.00 (-16.02%)	$18,618 (-) Land $3,000 Building $15,618	$186,179 (-) Land $30,000 Building $156,179
2023	$1,542.00	$18,618	$186,179 Land $30,000 Building $156,179

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 83% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
C Spire Wireless Fiber	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Verizon.

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