780 Palmer Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 780 Palmer Dr, Hernando, MS 38632 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,601 sqft · built 2003
Lot Size	0.474 acres (20,658 sqft)
Owner	Individual Name on File
Tax Bill	$1,023 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-06-09-0-00187-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-06-09-0-00187-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,601 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	20,658 sqft (0.474 acres)
Lot Dimensions	218 ft deep x 183 ft wide

Location & Zoning

Street Address	780 PALMER DR
City	HERNANDO
State	MS
Zip	38632-4549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWAY GROVE S-D LOT 187
Legal Range	07
Legal Township	03
Legal Section	06
Legal Subdivision	FAIRWAY GROVE S-D
Legal Lot Number	187
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1000
Census Tract	71001

Owner

Source: DeSoto County records · APN 3-07-3-06-09-0-00187-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	780 PALMER DR, HERNANDO, MS 38632-4549
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 21, 2013
Deed Sale	Nov 21, 2013
Deed Document Number	0000722261
Deed Book / Page	0722 / 261
Record Updated	Jun 08, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	780 PALMER DR, HERNANDO, MS 38632-4549
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	780 PALMER DR, HERNANDO, MS 38632-4549

Mortgage

Document Number	005515/237
Date	Apr 26, 2022
Book Page	5515/237

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Mar 26, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,023.00 (-16.01%)	$16,283 (-) Land $3,000 Building $13,283	$162,829 (-) Land $30,000 Building $132,829
2023	$1,218.00	$16,283	$162,829 Land $30,000 Building $132,829

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 34% of the US · above 17% of Mississippi
Wildfire Likelihood	About 1 in 1,961 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.