Ramsey County property record for 794 Laurel Ave, Saint Paul, MN 55104
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,660 sqft · built 1891 |
| Lot Size | 0.107 acres (4,704 sqft) |
| Owner | Individual Name on File |
| Last Sale | $540,000 (Jan 2023) |
| Tax Bill | $7,612 (2023) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-28-23-13-0013 |
| Primary APN | 02-28-23-13-0013 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,660 sqft Living Area |
| Gross Area | 1,628 sqft |
| 1st Floor Area | 684 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1891 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 4,704 sqft (0.107 acres) |
| Lot Dimensions | 118 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 794 LAUREL AVE |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55104-7107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | E |
| Legal Description | PALACE ADDITION TO ST. PAUL LOT 14 BLK 1 |
| Legal Range | 23 |
| Legal Township | 28 |
| Legal Section | 02 |
| Legal Quarter | 1 |
| Quarter-Quarter Section | 13 |
| Legal Subdivision | PALACE ADDITION TO ST PAUL |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 42900 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Historic Hill District listed 1976 · 1,009 contributing resources · NRIS 76001067 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
794 Laurel Ave is owned and occupied by an individual who bought it in January 2023.
Source: Ramsey County records, as of April 29, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 794 LAUREL AVE, SAINT PAUL, MN 55104-7107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 3, 2023 | Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK |
| Jul 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LENDERFI INC |
| Jun 21, 2017 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2023 · Amount on File |
| Deed Sale | Jan 3, 2023 · Amount on File |
| Prior Sale | Jun 21, 2017 · Amount on File |
| Deed Document Number | A04976213 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jan 3, 2023 |
| Property Address | 794 LAUREL AVE, SAINT PAUL, MN 55104-7107 |
| Document Number | 0A04976213 |
| Instrument Date | Dec 27, 2022 |
| Instrument | A04976213 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2023 |
| Title Company | TITLE SMART INC, TITLESMART INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,782.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 794 LAUREL AVE, SAINT PAUL, MN 55104-7107 |
| Document Number | 0A04976214 |
|---|---|
| Date | Jan 3, 2023 |
| Instrument | A04976214 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 794 LAUREL AVE, SAINT PAUL, MN 55104-7107 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0A04893952 |
|---|---|
| Date | Jul 6, 2021 |
| Instrument | A04893952 |
| Name | LENDERFI INC |
|---|---|
| Type | Lending Institution |
| Address | DELRAY BEACH, FL 33483 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jun 21, 2017 |
| Property Address | 794 LAUREL AVE, SAINT PAUL, MN 55104-7107 |
| Document Number | 0004663757 |
| Instrument Date | Jun 14, 2017 |
| Instrument | 4663757 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2017 |
| Title Company | TITLE ONE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,445.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 794 LAUREL AVE ST PAUL MN 551047107, ST PAUL, MN 55104-7107 |
| Document Number | 4663758 |
|---|---|
| Date | Jun 21, 2017 |
| Instrument | 4663758 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 20, 2047 |
Source: Ramsey County assessment roll, as of February 1, 2023
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $7,612.00 | $517,100 Land $128,700 Building $388,400 | $517,100 Land $128,700 Building $388,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 794 Laurel Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 794 Laurel Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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