Ramsey County property record for 784 Laurel Ave, Saint Paul, MN 55104
| Property Type | Duplex |
|---|---|
| Details | 7 bd · 3 ba · 3,550 sqft · built 1910 |
| Lot Size | 0.163 acres (7,080 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $370,000 (Jan 2011) |
| Tax Bill | $13,488 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage May 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-28-23-13-0011 |
| Primary APN | 02-28-23-13-0011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 15 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,550 sqft Living Area |
| 1st Floor Area | 1,512 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 7,080 sqft (0.163 acres) |
| Lot Dimensions | 118 ft deep x 60 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 129030 |
|---|---|
| Street Address | 784 LAUREL AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55104-7107 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | PALACE ADDITION TO ST. PAUL W 1/2 OF LOT 11 AND ALL OF LOT 12 BLK 1 |
| Legal Range | 23 |
| Legal Township | 28 |
| Legal Section | 02 |
| Legal Subdivision | PALACE ADDITION TO ST. PAUL |
| Legal Block | 1 |
| Legal Lot Number | 11,12 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 42900 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Historic Hill District listed 1976 · 1,009 contributing resources · NRIS 76001067 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4625 DREXEL AVE, MINNEAPOLIS, MN 55424-1133 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| May 28, 2019 | Deed of Trust, Mortgage · Line of Credit AMERICAN NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2011 · Amount on Record |
| Deed Sale | Jan 18, 2011 · Amount on Record |
| Deed Document Number | 2011388172 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 784 LAUREL AVE, SAINT PAUL, MN 55104-7107 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0A04934895 |
|---|---|
| Date | Feb 22, 2022 |
| Instrument | A04934895 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 784 LAUREL AVE, SAINT PAUL, MN 55104-7107 |
| Document Number | 0004761928 |
| Instrument Date | May 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 11344 WILD HERON PT EDEN PRAIRIE MN 553474729, EDEN PRAIRIE, MN 55347-4729 |
| Document Number | 0004761928 |
|---|---|
| Date | Jun 26, 2019 |
| Instrument | 4761928 |
| Name | AMERICAN NAT'L BK |
|---|---|
| Type | Bank |
| Address | SHAKOPEE, MN 55379 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 25, 2024 |
| Rate Type | Adjustable Rate |
|---|
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $679,600 (+7.38%) Land $180,200 Building $499,400 | $679,600 (+7.38%) Land $180,200 Building $499,400 | |
| 2025 | $13,488.00 (+12.93%) | ||
| 2023 | $11,944.00 | $632,900 Land $180,200 Building $452,700 | $632,900 Land $180,200 Building $452,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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