794 2nd St, Chipley, FL 32428 Property Records

Washington County property record for 794 2nd St, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	1 ba · 740 sqft · built 1953
Lot Size	0.16 acres (6,969 sqft)
Owner	Individual Name on File
Last Sale	$142,000 (Jul 2026)
Tax Bill	$1,146 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000017840001`

Property Details

APN / Parcel Number

Primary APN	`000017840001`
Alternative APNs	`00000000-00-1784-0001` `17840001`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	740 sqft Living Area
Gross Area	966 sqft
1st Floor Area	740 sqft
Flooring	Tile
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,969 sqft (0.16 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Porch	Finished/Open Porch
Porch Area	226 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	794 2ND ST
City	CHIPLEY
State	FL
Zip	32428-2213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4 4 13 ORB 1046 P 280 SOUTH 70 OF LOTS 9 & 10, C/A BLK 32
Legal Range	13W
Legal Township	04S
Legal Section	04
Legal Subdivision	L W CROW ADD
Legal Block	1
Legal Lot Number	9,10
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	2
Census Block	2041
Census Tract	970103

Owner

794 2nd St is owned by an individual who bought it in July 2026.

Source: Washington County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	51 LISA CT, 3, DOTHAN, AL 36305-8202
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2026 · Amount on File
Deed Sale	Jul 9, 2026 · Amount on File
Prior Sale	Feb 23, 2016 · Amount on File
Deed Document Number	20265314
Deed Book / Page	1376 / 664
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jul 9, 2026
Property Address	794 2ND ST, CHIPLEY, FL 32428-2213
Document Number	0000005314
Book / Page	1376 / 664
Instrument Date	Jul 6, 2026
Instrument	20265314
Transaction Type	Transfer
Record Updated	Aug 17, 2026
Title Company	FLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TRUST

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100,394.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005315,
Date	Jul 9, 2026
Instrument	20265315

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 794 2nd St was $1,146, up 2.9% from the year before.

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Chipley City
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,146.00 (+2.87%)	$54,992 (-17.94%) Land $9,240 Building $45,752	$54,992 (-17.94%) Land $9,240 Building $45,752
2024	$1,114.00 (+11.85%)	$67,018 (+20.99%) Land $9,240 Building $57,778	$67,018 (+20.99%) Land $9,240 Building $57,778
2023	$996.00 (+9.81%)	$55,391 (+11.52%) Land $9,240 Building $46,151	$55,391 (+11.52%) Land $9,240 Building $46,151
2022	$907.00	$49,670 Land $7,700 Building $41,970	$49,670 Land $7,700 Building $41,970

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 794 2nd St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (2002–2020)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 794 2nd St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50