Washington County property record for 792 2nd St, Chipley, FL 32428
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,104 sqft · built 2002 |
| Lot Size | 0.175 acres (7,666 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $174,900 (May 2025) |
| Tax Bill | $780 (2025) |
| Deeds & Mortgages | May 2023 Second Mortgage May 2025 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000017840002 |
| Primary APN | 000017840002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,104 sqft Heated Area |
| Gross Area | 1,176 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,666 sqft (0.175 acres) |
| Lot Dimensions | 100 ft deep x 77 ft wide |
| Porch | Open Porch |
| Porch Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 000017840002 |
|---|---|
| Street Address | 792 2ND ST |
| City | CHIPLEY |
| State | FL |
| Zip | 32428-2213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4 4 13, ORB 1338 P 41, N 70' OF LOTS 9 & 10 C/A BLK 32 AND S2 OF 15' ALLEY. |
| Legal Range | 13W |
| Legal Township | 04N |
| Legal Section | 04 |
| Legal Subdivision | L W CROW ADD/CHIPLEY |
| Legal Block | 32 |
| Legal Lot Number | 9-10 10 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | CHIPLEY |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 970103 |
Source: Washington County records, as of December 25, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2958 RUSS ST, MARIANNA, FL 32446-2962 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage REGIONS BANK |
| May 30, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEIGHBORS BANK |
| May 30, 2025 | Warranty Deed, Transfer · FHA Mortgage NEIGHBORS BANK |
| Oct 2, 2017 | Warranty Deed, Transfer · Conventional Mortgage MAGNOLIA BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 30, 2025 · Amount on Record |
| Deed Sale | May 30, 2025 · Amount on Record |
| Prior Sale | Oct 2, 2017 · Amount on Record |
| Deed Document Number | 202567003837 |
| Deed Book / Page | 1338 / 41 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 792 2ND ST, CHIPLEY, FL 32428-2213 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 792 2ND ST, CHIPLEY, FL 32428-2213 |
| Document Number | 0067003434 |
|---|---|
| Date | May 19, 2023 |
| Book Page | 1272/433 |
| Instrument | 202367003434 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 792 2ND ST, CHIPLEY, FL 32428-2213 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2958 RUSS ST, MARIANNA, FL 32446-2962 |
| Document Number | 0067003839 |
|---|---|
| Date | May 30, 2025 |
| Book Page | 1338/56 |
| Instrument | 202567003839 |
| Name | NEIGHBORS BANK |
|---|---|
| Type | Bank |
| Address | 3621 DISCOVERY PKWY STE 115, COLUMBIA, MO 65201 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | May 30, 2025 |
| Property Address | 792 2ND ST, CHIPLEY, FL 32428-2213 |
| Document Number | 0067003837 |
| Book / Page | 1338 / 41 |
| Map Reference | MB 1 PG 34 |
| Instrument Date | May 30, 2025 |
| Instrument | 202567003837 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Title Company | PANHANDLE LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,224.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 220 PEACEKEEPER PL # 2015, 2015, MINOT AFB, ND 58704-1701 |
| Name | Verified Name |
|---|---|
| Address | 2958 RUSS ST, MARIANNA, FL 32446-2962 |
| Document Number | 0000000043 |
|---|---|
| Date | May 30, 2025 |
| Instrument | 1338/43 |
| Name | NEIGHBORS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Oct 2, 2017 |
| Property Address | 792 2ND ST, CHIPLEY, FL 32428-2213 |
| Document Number | 0067006718 |
| Book / Page | 1100 / 875 |
| Map Reference | MB1 PG34 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 201767006718 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2021 |
| Title Company | PANHANDLE LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 792 2ND ST, 792, CHIPLEY, FL 32428-2213 |
| Name | Verified Name |
|---|---|
| Address | 759 GILBERT DR, CHIPLEY, FL 32428-2023 |
| Document Number | 0000000877 |
|---|---|
| Date | Oct 2, 2017 |
| Instrument | 1100/877 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2047 |
Source: Washington County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Chipley City |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $780.00 (+8.03%) Homeowner's exemption | $81,560 (+2.9%) | $132,379 (+9.3%) Land $9,300 Building $123,079 |
| 2024 | $722.00 (+5.56%) Homeowner's exemption | $79,261 (+3%) | $121,120 (+9.01%) Land $9,300 Building $111,820 |
| 2023 | $684.00 (+5.56%) Homeowner's exemption | $76,952 (+3%) | $111,109 (+10.82%) Land $9,300 Building $101,809 |
| 2022 | $648.00 Homeowner's exemption | $74,711 | $100,262 Land $7,750 Building $92,512 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (2002–2020) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
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